Who Is The Popowich Karmali Advisory Group?
Get to know Dave, Faisal and the team and what makes the group unique. Retirement is complex. You need a retirement specialist.
Can I retire will? I run out of money? How do I pay the least amount of tax? How do I prepare for leaving money behind? Will my lifestyle change? Well my family be okay? Well my spouse be okay? What are the key issues when I have to be worried about when it comes to my health care? Well, I have the assets and the resources to be able to stay in my home and bring in help? I'm Faisal Karmali. I'm Dave Popowich. Let's answer all of your questions. While retirement transition specialist is different than a normal wealth advisor because they specialize in one point in a person's life a retirement transition specialist is the equivalent of going to a family doctor and a heart specialist a family doctor is your traditional investment advisor a heart specialist is a person that you need to go to when you've got some complexity attached to something that is critically important to your lifestyle to the success of what you envision you're going to be doing when things are more serious when you want to concentrate on a certain outcome you go to a specialist. What makes us different is that retirement is all we do. We don't spend time dealing with all different types of clients in different age categories and different networks. We have One Singular goal; is to ensure our clients lifestyle never retires. Number one biggest concern do I have income for the rest of my life for retirement can be an extended period of time 30-35 years and inflation can erode money over that period of time so you still need growth as I age I will need some sort of Health Care protection. And when I pass away, I'm going to leave a legacy to the people. I love it's the connection between all of the different buckets tax linking it all back ultimately to the plan in the vision that the family has that makes our practice unique. The population group consists of 18 people. I started this practice with Faisal Karmali. We've been together since 2010. He's younger and more aggressive than I am. What makes me one of the best in the country for this is because of what I've seen my family go through I've seen so many Canadians go through so many problems and I want to make a difference. My business partner and co-founder Dave Popowich. What I bring to the team is conservative risk management. We've got Leanna Wachniak it was a lawyer by training and brings a very specific and unique approach looking at things like Legacy planning in addition to investment management. And we've got Rob Gerrie. One Professional generation behind me. Rob has got a wealth of experience. He's been in the history for a very long time and Incredibly knowledgeable about financial markets. For different backgrounds four different viewpoints on how we manage portfolios and how we work with our clients. We have a full Administration team to make sure that the service level is as high as we can make it. And we have a financial planning team making sure that Financial plans are both completed and updated when things change in a client's life. We have a pool of experts that we work closely with. We also work with your Tax Advisor your legal advisor. We've got also non-financial but lifestyle related team of extended experts that can help with travel planning experiences helping people with aging family members and searching out long-term care facilities. So it's an extensive array of extended professionals that help us in every aspect of retirement life. Communications an important piece of what we do education making sure that people are aware of what's changing in this world from taxes to legal issues to financial issues and non-financial issues. We do a weekly radio show we talk about the markets and what's happening. We send it a monthly email that talks about what we bought what we sold and why we have quarterly conference calls. It talks about what happened in the past quarter and what we see coming up and then we have individual meetings to talk about the specific application of the wealth strategies in the current economic environment to each client specific situation, and this and ultimately retirement is about community and so Popowich Karmali Advisory Group it's designed to try to encompass all of those things. Let's bring like-minded people together who are experiencing the same things at the same point in their life every single month. We host a community session which talks about financial and non-financial topics bringing experts having a great time together and learning from each other's experiences. There's wisdom amongst your peers. We want to share that as well. Retirement in my opinion is the most complex period of a person's Financial life never mind their lifestyle themselves given the transition they're going to go through as they get older and face health issues. PKAG is here to help because we specialize in this area. Please reach out to us. We're here to help we're here to educate you can call to book a meeting or you can attend one of our seminars life is complex and retirement is complex. You need the Popowich Karmali Advisory Group. the Popowich Karmali Advisory Group
David M. Popowich, CIM
Senior Wealth Advisor
Senior Investment Advisor
Robert Gerrie, B.Comm.
Leanna C. Wachniak, B.Comm., JD