Having worked in the financial sector since 2003, François Tanguay has built his practice on prudence, planning, and the value of long-term guidance. A graduate of HEC Montréal, he joined CIBC Wood Gundy in 2009 and holds the Portfolio Manager title and the Chartered Investment Manager (CIM®) designation.

Having guided investors through significant periods such as the market crises of 2008 and 2020, François has gained a practical understanding of market cycles and the instincts required to preserve capital when uncertainty sets in. This has shaped a disciplined approach focused on stability and long-term objectives. Within the team, François focuses on tax optimization strategies and financial planning. His strong knowledge of personal and corporate taxation enables him to recommend solutions tailored to a wide range of financial situations.

Thoughtful and pragmatic, François strives to implement coherent, sustainable strategies that are well aligned with his clients’ overall financial circumstances. He advises them with sound judgment, with the aim of growing their wealth while ensuring its protection.

Hélène holds an LL.L from Université de Montréal and a Graduate Diploma in Taxation from the University of Sherbrooke. She is a member of the Québec Bar. She obtained her IQPF certification as a Financial Planner in 1997. She is actively involved in a number of professional associations relating to financial and tax planning. She has been chair of the STEP Canada Montreal chapter for the years 2012-2014. She was also a member of the Board of Directors of the APFF from 2004-2012. She is a member and a regular speaker at annual conferences and training seminars of the APFF (Fiscal and Financial Planners Association), the Society for Trust and Estate Practitioner (STEP), the Conference for Advances Life Underwriting (CALU), and the Institut québecois de planification financière (IQPF). She also contributes to various professional publications and magazines dealing with technical taxation and financial planning issues.

Martin Goulet is part of the CIBC Private Wealth team. He is an experienced estate planning specialist with a strong expertise in life and health insurance. Martin’s training as a Chartered Professional Accountant and as a Financial Planner allows him to analyze the complex aspects of our clients' financial situation.

Martin started his professional career in a large global accounting firm where he served as an auditor and then as a tax advisor in the firm’s Quebec City and Toronto offices. He has been working as a financial security advisor since 2000.

During his career, Martin delivered several conferences and training sessions on the subject of personal finances, most notably in conjunction with activities organized through the Ordre des CPA du Québec, the Association de planification fiscale et financière and the Centre québécois de formation en fiscalité. Over the past few years, he also gave many training sessions for employees or clients of accounting firms.

Alexandra is an Associate Estate Planning Specialist and a Financial Security Advisor. She works closely with the CIBC Private Wealth partners as a life and health insurance professional. Her training as a financial planner allows her to analyze the complex aspects of our clients' financial situation.

Alexandra enjoys travelling, reading, skiing and running. She is also part of a dragon boat team.
 

Caroline has extensive experience, having worked in the financial services industry for over 30 years, including 16 with major accounting firms, where she mostly focused on client tax planning.

Just before joining our CIBC Private Wealth Quebec team in January 2019, she spent nearly 10 years with an insurance company as the director of a team responsible for complex client financial and estate planning issues.

As a Notary and Senior Trust and Estate consultant, my role is to provide you and your family with confidence and peace of mind in particular by reviewing your legal documents and of offering you advice on your situation. We will be able to provide you with solutions to relieve you and your family in the event of death or incapacity. You can appoint CIBC Trust Company as Liquidator, Mandatary to the property or Trustee in your legal documents. You can also delegate your role as liquidator, mandatary to the property or trustee to CIBC Trust Company.

As a Senior Private Banking Advisor, I believe a key part of my role is to provide my clients and their families with convenience, flexibility and peace of mind through the services and financial solutions I offer.

I start by understanding my clients’ financial goals, whether in terms of cash or credit management, investments or planning, then I develop services that are tailored to their unique needs.

My clients greatly appreciate this level of highly customized service and attention.

• Bachelor of Business Administration
• In the financial services industry since 1996

As a Senior Private Banking Advisor, a key part of my role is to provide you and your family with convenience, flexibility and peace of mind. I do this through the services I provide and the financial solutions I offer. I care about my client and I'm passionate about helping them achieve their financial goals.

Once I understand your goals, I engage my colleagues from across the CIBC Group of Companies. We work together to develop financial solutions and recommend how to best position your financial resources now and in the future.

• With CIBC since 2006
• Fluent in English and French

Philippe heads the Quebec MMIB practice at CIBC, where he is responsible to source and execute divestiture, acquisition and private placement mandates for mid-market companies located between Ottawa and Newfoundland

Philippe has over 22 years of mid-market M&A and corporate finance experience at CIBC, and has been involved in structuring and executing more than 100 Canadian and cross-border M&A and capital raising for private mid-market companies.

Prior to joining CIBC, he was at a leading independent economic publication firm where he was responsible for providing investment research on the G-10 countries. Philippe holds a Bachelor of Commerce degree from Concordia University with Distinction and is a CFA charterholder.