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Ilan Zor

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Media & Resources

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Real Answers for Real Situations

This blog covers the financial questions I hear most often, from people navigating separation and divorce, major life transitions, and complex financial decisions. Written in plain language, without the jargon.

Each post is designed to give you a clearer picture of one piece of your financial situation. Your circumstances are unique, but understanding the landscape is always a useful starting point.

If something you read raises questions about your specific situation - I’m easy to reach.

 
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Financial plan, phase 4, 5, and 6

Financial Plan After the First 90 Days of separation

Ilan Zor

September 21, 2026

After the first 90 days of separation, the focus shifts to building long-term financial security through clear planning, sustainable spending, and regular reviews. The goal is to create a simple, flex...

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White paper by Ilan Zor on the hidden costs of DIY investing,

The Cost You Don't See

Ilan Zor

September 04, 2026

CIBC Wood Gundy white paper by Ilan Zor on the hidden costs of DIY investing, including behavioural mistakes, structural inefficiencies, and the time and attention required to manage a portfolio alone...

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White paper arguing that staying invested and diversified beats market timing for long-term returns, based on 1935–2025 data.

Do You Really Need to Time the Market?

Ilan Zor

July 28, 2026

White paper arguing that staying invested and diversified beats market timing for long-term returns, based on 1935–2025 data.

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The Retirement Urgency Gap

The Retirement Urgency Gap

Ilan Zor

May 19, 2026

Many successful, busy individuals approach retirement with hope rather than a concrete plan, often assuming that doing “fine” today will translate into security tomorrow.

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Financial Roadmap, After a major life change, 30 to 90 days

Financial Roadmap After a Major Life Change (30–90 Days)

Ilan Zor

April 24, 2026

Separation or divorce can make financial decisions feel overwhelming. This 30–90 day roadmap helps bring clarity, control, and confidence so you can move forward with greater peace of mind.

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TFSA in your 50's and 60's

TFSA Power: Transform Your Savings Into a Retirement Income Strategy

Ilan Zor

April 22, 2026

Read more Read more about TFSA Power: Transform Your Savings Into a Retirement Income Strategy
 
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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


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