Jake Brumby

How our team can serve you

Our team of advisors will work with you to develop a comprehensive wealth management plan with a flexible framework, in order to maximize your resources for your financial future. It's a process of identifying your goals, needs, objectives and life dreams, then helping to turn them into a reality. Once we have discovered and developed a plan that fits you and your family, we quarterback with a team of experts to deliver the targeted solutions to help you realize your goals and dreams.

Discovery – identify what is important to you and is there a fit?

Develop – Build a roadmap to address what’s important to you and fill any gaps.

Implement – Strategy selection, sample portfolios and structuring your investments.

Ongoing Delivery – Team introductions, client engagement and goal-based reporting

In order to achieve the future you want for yourself and your family it is key to develop an effective, integrated wealth management plan that adapts to support you at all stages of your life. We take into account all aspects of your family's finances - lifestyle, liquidity, taxes, legacies, and business interests - and develop personalized solutions that address all of your financial goals and concerns. We will work closely with you to create an integrated wealth management plan, designed to build, preserve and transition your wealth, according to your priorities.

Our team has solutions and services for you and your family such as, financial and estate planning, retirement solutions, professional money and portfolio management. We also can assist with your business by offering solutions that are geared to all stages of your business cycle including, business succession planning, individual pension plans, employee benefits programs, corporate insurance, retirement compensation arrangements, credit and banking solutions, as well as philanthropy. Visit our products and services page to learn more about how we can help.

Integrated Wealth Management Process

[upbeat music]

[A vivid display of florals foregrounds the scene: lush reds, oranges, and purples from blooming flowers blend with the verdant green of their leaves. Beyond the garden lies a bustling marina, with boats docked neatly in the calm waters and the clear sky. In the distance, Victoria, BC's skyline presents a mix of modern buildings and historical architecture, all framed under the soft blue canvas of the sky.]

[A man with a closely trimmed beard and dressed in a smart dark suit strides confidently along a city sidewalk. Behind him, the imposing red brick facade of a historical building contrasts with the modern high-rise apartments and the urban landscape under the clear sky.]

[CIBC, PRIVATE WEALTH MANAGEMENT

CIBC WOOD GUNDY

JAKE BRUMBY, First Vice-President, Portfolio Manager, Investment Advisor]

JAKE BRUMBY: I always had an interest in the investment business, and it came from my grandfather, frankly, where I used to actually watch the ticker tape, if you can believe it. The only thing I knew at the time was red's bad and green is good.

[An over-the-shoulder view of Jake in a white shirt looking at multiple computer monitors displaying financial graphs and market data.]

JAKE: 20 years ago, the industry was all about pure investments. You try and take a certain amount of money and make it grow. Products were changing. There was a whole slew of new investment products developed.

[In the bustling heart of Victoria, pedestrians hurry across a wide plaza paved with large square tiles. Towering skyscrapers with glass facades surround the space, reflecting the clear blue sky.]

JAKE: Investors have a lot more needs than simply managing their money. And what we've tried to do now in the last five or ten years, as the industry is create an integrated approach.

[A circular infographic titled "Integrated Wealth Management Process", segmented into four parts like a pie chart, each representing a different phase in the process. Starting at the top with a red segment labeled "Discovery: Emotional & Financial", it moves clockwise to a dark gray segment titled "Develop: Financial Vision, Strategy Development, Financial Roadmap", then to a light gray titled "Implement: Investment Process, Other Resources", and concludes with a beige segment titled "Ongoing Delivery: Quarterly Execution, Goal Based Reporting, Client Engagement". The graphic illustrates a cyclical and continuous process, suggesting a holistic approach to wealth management.]

JAKE: And we've developed this integrated wealth management process. We usually start with an initial meeting, which we go through a streamlined process that helps identify areas that many people may not even thought of are important to them.

[In a well-lit office, Jake sits at a desk with papers and a binder, gesturing towards a pie chart. Opposite him, the hands of his client are visible, one pointing at the document. A child's colorful artwork rests on the windowsill, alongside business cards and a telephone.]

JAKE: And through that process, we discover, is working with us going to fit with you? And are we working with you going to fit for our model of what we can deliver to you?

The integrated wealth management program really identifies what's important to you. We discover and develop some plans around that, and of course, investment strategies are part of that. And then we have a team of experts that are monitoring everything for you behind the scenes.

[a detailed circular infographic labeled "Integrated Wealth Service Model" in the center. Around it are three concentric rings, each divided into segments with labels. The innermost ring, in dark red, reads "Wealth Accumulation," "Wealth Preservation," "Wealth Transition," and "Wealth Transfer" in each quadrant. The middle ring, in a lighter shade, lists elements associated with each quadrant: "Investment Strategies," "Financial Planning," "Private Banking Service," "Cash Flow Management," "Protecting Your Assets & Income," "Retirement Planning," "Insurance Needs," and "Tax Management." The outermost ring, in beige, breaks down into more specific services like "Educating Funding," "Charitable Giving," "Business Succession Planning," and "Passing On Your Wealth." The design visually connects aspects of wealth management into an integrated process.]

JAKE: And the plan is that we continually are adjusting and developing as time goes on and your needs change, and your needs and wants are going to change, and what's important to you will change over time.

I really enjoy the ability that we're given here to help clients through a variety of stages of their life. Anything that happens in their life is important to them, and therefore it's important to us.

[a "Wealth Management Roadmap" spread over two years, with each year divided into four quarters, all laid out in a clockwise cycle with directional arrows between them. Each quarter lists specific actions to be taken.

For Year 1:

1st Quarter: Data gathering, updating the financial plan, financial vision document, client engagement roadmap, and education on survivor income.

2nd Quarter: Review vision document, roadmap, survivor income for spouse, and education on retirement planning.

3rd Quarter: Review vision document and roadmap, assess financial independence plan, and education on family trust.

4th Quarter: Review vision document and roadmap, check if on track, plan spending, and education on funding education.

For Year 2:

It mirrors Year 1 but introduces additional steps like tax strategies, legacy planning, long-term care for spouse, and fine-tuning estate planning.

The process is cyclical, indicating ongoing revision and assessment in wealth management over time.]

JAKE: And I get great pleasure in helping clients through that process, no matter what it is. Our team has over 100 years of experience in the industry. Really what we're always trying to do is run a very personal practice.

[Scenes of different professional setting: awards and bull figurines line a window ledge with a cityscape backdrop; Jake working with a client at his desk; Jake collaborating with colleagues; pie chart documents and monitors showing data.]

JAKE: Someone's always here to answer the phone, and we're delivering peace of mind to our clients. Everything that you're going to go through throughout your financial life, we've probably seen it, and we can help with that. And everybody on the team has the same goal in mind, which is providing peace of mind to our clients.

[CIBC, PRIVATE WEALTH MANAGEMENT,

CIBC WOOD GUNDY

JAKE BRUMBY, B.COMM, CFA

First Vice-President, Portfolio Manager, Investment Advisor

250 361-2294 | jake.brumby@cibc.ca | www.jakebrumby.com ]

["CIBC Private Wealth Management" consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth Management services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc. The CIBC logo and “CIBC Private Wealth Management” are registered trademarks of CIBC. This information, including any opinion, is based on various sources believed to be reliable, but its accuracy cannot be guaranteed and is subject to change. CIBC and CIBC World Markets Inc., their affiliates, directors, officers and employees may buy, sell, or hold a position in securities of a company mentioned herein, its affiliates or subsidiaries, and may also perform financial advisory services, investment banking or other services for, or have lending or other credit relationships with the same. CIBC World Markets Inc. and its representatives will receive sales commissions and/or a spread between bid and ask prices if you purchase, sell or hold the securities referred to above. © CIBC World Markets Inc. 2018. Clients are advised to seek advice regarding their particular circumstances from their personal tax and legal advisors. If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor.]