Luke Kratz, CIM, FMA, BA
Luke works closely with clients to help them navigate life's financial decisions. Over the past 30 years, Luke has developed and refined a process that helps clients focus on what matters and what can be controlled.
Luke's process is outcome-oriented and emphasizes evidence-based solutions that help clients clarify their goals, get on track and stay on track with a rational plan using time-tested strategies to help achieve what is important to them.
Luke studied finance at University of San Diego and holds the Chartered Investment Management (CIM®) designation and Financial Management Advisor (FMA) from The Canadian Securities Institute.
Luke lives in Fairfield with his wife Lisa, their two sons Gavin and Lachlan, and their goldendoodle Lucy.
Brandie Winship
Brandie is industry registered, and having spent 22 years in the investment industry, she has gained the experience required to support a growing business through the many administrative aspects of private wealth management. Brandie has earned the trust and respect of both clients and colleagues with her full accessibility, active communication and efficient execution of client requests.
Brandie lives in Colwood with her husband and young family. Their children James and Maicie are dedicated to making sure they remain active.
Maia Winter, CIM
Maia's role is to ensure that we as a team remain coordinated and focused on the delivery of service and advice to our valued clients. This includes coordination of client reviews, educational opportunities and administrative support.
Maia joined CIBC Wood Gundy in 2010. She is industry registered, has her Chartered Investment Manager designation, and is insurance licenced.
Now that her daughters are grown and have moved away to pursue their educations, she is very pleased to have returned to Victoria. For Maia, the good things in life include (but are not limited to) time with family, friends, good food and time outdoors – and even better when these benefits can include travel!
Jesse Ogloff, B.Comm., PFP, CFP®, CIM®
Jesse Ogloff is a dedicated Associate Wealth Advisor, Associate Portfolio Manager, and a CERTIFIED FINANCIAL PLANNER® Professional. He has been a trusted professional with The Kratz Group since January 2020, where he follows a goals-based approach to managing the finances of families, individuals, and small business owners. With a focus on personalized strategies, Jesse has helped clients navigate financial complexities while achieving career milestones, including his 5-year anniversary with The Kratz Group in 2025 and is coming up on his 15-year anniversary with CIBC.
Beyond his career, Jesse is a dynamic individual with a passion for life and adventure. He got engaged to his longtime partner, Cassidy, in Whistler, after finishing the 2024 RBC Whistler Gran Fondo Forte. The couple, along with their two beloved dogs—Pawlmer, a Cavapoo, and Pico, a Chihuahua rescued from Mexico—welcomed their first daughter, Westyn, in August 2025.
He balances his professional and personal life with a love for fitness, cycling, and spending time with his growing family.
With his roots in dedication and his vision focused on the future, Jesse Ogloff continues to make a meaningful impact in his clients’ lives while embracing the joys of family, tradition, and adventure.
Gavin Kratz, B.Comm.
The newest addition, Gavin joined the team after earning his Bachelor of Commerce from the University of Victoria. Gavin gained three years of valuable experience at another financial institution, honing his skills in investment management and client relations. His commitment to helping clients achieve their goals reflects his expertise and passion for the industry.