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 CIBC Private Wealth, Wood Gundy  CIBC Private Wealth, Wood Gundy

Michael Van Berkel

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CIBC Private Wealth

June 29, 2021

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Passing down the family vacation property

 

Tax & estate planning for your vacation property

June 1, 2021

Jamie Golombek, Tax and Estate Planning, CIBC Private Wealth Management

Summer is a great time to enjoy a vacation property with family and friends. With real estate values increasing significantly in the past year, and notably so for vacation properties, it’s also a good time to do some estate planning for the potential transfer of your cottage, chalet or cabin1 to future generations. This report will focus on tax and estate planning strategies for Canadian vacation properties.2

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1 We generally refer to a vacation property as a cottage in this article.

2 For U.S. vacation property planning, please see our report “Your US vacation property could be quite taxing” which is available online at: www.cibc.com/content/dam/personal_banking/advice_centre/tax-savings/us-vacation-property-en.pdf.

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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.