David enjoys working with high-net-worth families, business owners, and senior executives to preserve their wealth through the use of tax, insurance, trust and estate planning strategies. David draws on his wealth planning experiences to provide a team-based approach by involving a client’s non-CIBC advisors (i.e., lawyer, accountant) and partners at CIBC. He has a passion for financial literacy and formerly served as an Advisory Board member on CPA Canada's Financial Literacy Program. He is currently a member of the Estate Planning Council of Canada and the Canadian Tax Foundation.

Michael’s financial planning philosophy stems from more than just learning about your financial goals. It is about understanding you; your values, concerns and aspirations. With years of experience developing diverse comprehensive financial plans for high and ultra-high net worth clients, Michael is able to paint a clear financial picture of your situation and create a roadmap to help you achieve your goals. He is equipped to provide sophisticated advice on various facets of financial planning including tax, retirement, business and estate planning. Having earned his Certified Financial Planner and Chartered Investment Manager designations, Michael has built his career on advising clients for over a decade.

As a CIBC Wood Gundy Estate Planning Specialist I work with your trusted advisor to provide you with a specialized estate plan. My expertise is rooted in financial and intergenerational wealth transfer solutions, including; preservation, estate enhancement, business succession, charitable giving, retirement income planning and tax minimization.

Before joining CIBC Wood Gundy, I worked for a private sector company based in the United States and prior to that I spent 9 years working with a large financial institution as a wealth advisor. I strive to provide you with timely professional advice that you can put into action.

Heidi believes it’s important to understand her clients' values, dreams and goals and to provide them with the financial stewardship to help realize them. Working closely with clients she engages colleagues from across the CIBC Group of Companies to develop financial solutions and recommendations to best position their financial resources for today and the future. Heidi has been with CIBC since 2000 and is fluent in English, Punjabi and Hindi.

Your financial needs are complex and require the right guidance and expertise from wealth managers who understand high-net-worth professionals.

Offering you quality dedicated advice, I'm proud to work with you to achieve your financial goals. Once we understand your specific needs, my team and I deliver tailored advice that reflects what's most important to you and your family. I work closely with our many CIBC partners in planning and developing recommendations that align with your wealth needs.

In my free time, I enjoy traveling and exploring the world. Discovering and learning new cultures brings me joy.

As a CIBC Senior Trust and Estate Consultant, my goal is to provide you and your family with confidence and peace of mind regarding your estate plan. Administering an estate, trust or acting as an attorney for property is time consuming and requires a knowledge of many different areas. My team and I have the expertise to execute, or assist others with the execution of those roles effectively and efficiently, thereby relieving the burden of the administration from those appointed and allowing them to focus on what matters most. Tolou is fluent in English and Farsi.