[soft music playing in the background]

[The team at Pharus Wealth Advisory Group is pleased to join CIBC Wood Gundy’s Toronto Avenue Rd. & Woburn branch!]

[“Establishing Pharus Wealth Advisory Group marks a pinnacle in our professional journey, and we are immensely proud and honoured to dedicate our utmost expertise to every client we serve.”

Shamin Khan, CFP, CIM®

Senior Wealth Advisor]

[“Pharus Wealth is built on the foundation of exceptional team members and partnerships, all dedicated to the singular goal of client prosperity.”

William Carson, CFA, MBA, L.L.B

CIBC Private Wealth]

[‘’Fostering long-lasting client relationships backed by integrity and trust is at the forefront of all that we do for every client that we serve. It is a rewarding responsibility that we take very seriously’’

Kelvin Chan, CFP, CIM®

Senior Wealth Advisor]

[“Our services are built upon a foundation of shared experiences and carefully refined processes with the sole purpose of guiding clients towards achieving their wealth goals.”

Derek Kohalmi, CFP, CIM®, CLU

Senior Wealth Advisor]

[‘’We are thrilled to have Pharus Wealth Advisory Group join our CIBC family. Their dedication to their clients and deep wealth experience reflect our culture and commitment to our clients and communities.’’

Ed Dodig

Executive Vice President,

Personal Banking, Imperial Service and Private Wealth]

[CIBC Private Wealth Wood Gundy]

[Disclaimers:

“CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries, through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license. “Wood Gundy” is a registered trademark of CIBC World Markets Inc. CIBC Imperial Investor Service is a division of CIBC Investor Services Inc., a subsidiary of CIBC. If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor.]