Sum's Team Approach:

We understand that each client situation is unique. It is of utmost importance for us to deeply understand your values, dreams, and goals in order to provide you with the financial stewardship required to help you realize them. Through meaningful discussions, we will prioritize your goals and objectives, ensuring the preservation and growth of your hard-earned wealth over time.

 

Getting Started:

To commence our journey together, we will invest time in getting to know you, your family, your work, your financial needs, and your concerns. We will explain how we can work together effectively to achieve your desired outcomes.
We will engage in comprehensive discussions regarding your assets and liabilities, your investment experience, as well as assessing your current financial stage and determining where you aspire to be in the future.

 

Analysis:

We will embark on a detailed analysis to establish your financial goals, determine the required time frame to achieve them, identify your risk tolerance and risk capacity, and tailor your investment allocation accordingly. Additionally, we will conduct a thorough review of your existing investments.

 

Present and Implement Our Model:

Together, we will discuss and integrate agreed-upon investment strategies. It is important to us that you have a clear understanding of the investments we select for you. We will also address the fiscal impact associated with these strategies. Once finalized, we will allocate funds to the appropriate investments.

 

Managing Other Financial Needs:

We believe in providing holistic financial guidance, extending beyond investment management. We will engage in discussions to create a comprehensive retirement plan tailored to your specific needs. Furthermore, we will facilitate estate planning discussions to secure your future legacy. Should the need arise, we can connect you with our CIBC Wood Gundy specialists for trust and insurance planning. Additionally, we are equipped to collaborate with tax and legal professionals to address any specialized aspects of your financial needs.

 

Monitor Your Wealth:

Ensuring the ongoing growth and alignment of your wealth with your goals is a key priority for us. We offer continuous portfolio review and rebalancing to evaluate performance and make necessary adjustments. We encourage discussions to review any changes in your personal situation and implement appropriate changes to your financial plan.

CIBC Wood Gundy is part of CIBC Private Wealth. We provide clients with premium financial services and investment advice that spans across global markets. Since 1905, generations of Canadians have relied on the expertise of CIBC Wood Gundy investment advisors to manage their financial futures. Today, with over 800 advisors in 100 locations across the country, we continue to provide clients with expert advice and superior service.

We support you through some of life’s most significant decisions, including:

• Retirement and financial planning
• Inheritance
• Strategic philanthropy
• Legacy planning
• Business succession