We provide a clear look at your present financial picture and guide you and your family to your ideal retirement lifestyle.
An Integrated Wealth Management Approach
We will develop a uniquely personalized financial plan for you and your family through in-depth Discovery Interviews, utilizing our 30+ years of experience. We take advantage of the strength of our Partners, specializing in Private Banking, Financial Planning, Estate and Will Planning, and Insurance solutions to provide an integrated comprehensive plan that will address your investment goals, retirement goals and estate goals.
Commitment to Service
At Richards Advisory Group you can expect a high level of service. Our standard service includes two in person reviews and two phone reviews per year. If you need more, you get more! You set the service standards, we try to exceed them.
Complete Fee Transparency
Under a fee based structure, clients pay a fee based on the value of their investments, thereby aligning our interests. There are no additional transaction commissions and no annual administration fees for registered accounts.
Investment Philosophy
Investment portfolios are based around the Richards Advisory Group investment philosophy, that fixed income investments are meant to protect wealth and equity investments are meant to grow wealth.
Investment Style
Based on the Richards Advisory Group process, portfolios are constructed based on a value driven approach. We look for companies that have low price-to-earnings multiples, low price-to-book ratios and high dividends.
