Bryan J.W. Baker, CIM®
Senior Portfolio Manager
Senior Wealth Advisor
Branch Manager
As a Portfolio Manager and Wealth Advisor with over 40 years of experience in the financial services industry, Bryan specializes in wealth planning for affluent individuals, institutions and charitable foundations. He ensures his clients’ investment plans are geared towards their risk tolerance level, investment goals and cash flow requirements.
Bryan has extensive experience in many of the significant cycles in the financial markets—recessions, market bubbles and meltdowns. This experience allows him to take a skillful and professional approach to decision making in the financial markets. He is a graduate of the Richard Ivey School of Business at Western University, holds the Chartered Investment Manager (CIM®) designation, and has attained level II of the Insurance and Planning License.
Bryan and his wife Andrea are committed to making a difference in their community. They support a number of charitable organizations with a focus on women, youth, and children. Bryan and Andrea enjoy the outdoors, fitness, golf, and traveling.
“If I want an answer that is straightforward and honest, I call Bryan.”
− Ronald V. Joyce, Co-Founder of Tim Hortons and Philanthropist
“Bryan Baker is intuitive, insightful and smart.”
− Dr. L, Cardiologist and Business Owner
Brian Culbert
Senior Wealth Advisor
Brian is a Senior Wealth Advisor with over 35 years of experience at CIBC Wood Gundy. As co-lead of Baker Culbert Wealth Advisory, he is responsible for the financial planning needs of clients, risk management and strategic investments. Brian holds a Bachelor of Commerce degree from Concordia University and the Certified Public Accountant (CA, CPA) designation. Before embarking on his career as an investment professional, Brian was a senior tax manager at Touche Ross.
For 12 years, Brian was a world ranked professional endurance racer competing as a sponsored athlete for Trek Mountain bikes, and an accomplished Ultra Marathon trail runner as a member of Salomon’s international race team, The Flight Crew. He trained under an Olympic coach and dedicated his races to fund raising for children’s charities. As a founder of Racing4Lives, Brian was successful in helping raise over $9 million to help permanently establish the Ghana Pediatric Nurses training program under the auspices of SickKids hospital in Toronto.
Brian has been married to his wife Denise for 30 years and they have two children, Matthew and Emily. His guiding principle in life is “Forward motion cures all”.
Jonathan Baker, JD, CIM®
Senior Portfolio Manager
Senior Wealth Advisor
Jonathan is a Senior Wealth Adviser and Portfolio Manager and has been with CIBC Wood Gundy for 12 years. He oversees all of the alternative asset class portfolios offered by Baker Culbert Wealth Advisory; and manages a specialized proprietary portfolio, focused on risk mitigation and income enhancement through investments in equity derivatives. Prior to working with the Baker Culbert team, he spent eight years in the Capital Markets divisions of some of the big Canadian banks.
Jonathan holds double business degrees from Western University in both accounting (finance stream) and economics, and obtained his Juris Doctor law degree (JD). He holds the Chartered Investment Manager (CIM) designation, the Technical Analysis certification, and has licenses in Options and Derivates trading, and Life Insurance.
Jonathan is committed to giving back to his community. He sits on the board for the charitable organization Unity for Autism. In his spare time, he is an avid outdoors enthusiast any day of the year. He also enjoys playing his piano, guitar and ukuleles.
Jonathan has been with his wife Dee for 12 years and they have two children, Charley and Beau.
Oxana Demina, CFP®, CIM, RRC
Wealth Strategist
With over 15 years of industry experience, Oxana is passionate about financial planning. She is versed in providing advice, support, and direction on complex issues such as retirement planning, tax planning, cash management, estate planning, and business succession & transition planning. She holds a Bachelor of Economics, a Postgraduate Certificate in Personal Financial Planning, and has obtained CIM (Chartered Investment Manager), CFP (Certified Financial Planner), and RRC (Registered Retirement Consultant) designations. She is also a candidate for the TEP (Trust and Estate Practitioner) designation.
Before joining Baker Culbert Wealth Advisory, she worked with Senior Private Banking Advisors, Investment Counsels, and Investment Advisors, creating and presenting comprehensive and customized multi-generational wealth plans for high-net-worth and ultra-high-net-worth clients. Prior to her role in CIBC Wealth Planning, Oxana successfully managed and exponentially grew a book of business as a Senior Financial Advisor at CIBC Imperial Service, where she managed investment and credit portfolios for affluent clients, providing comprehensive retirement planning, investment advice, wealth protection, estate planning, tax strategies, and credit management.
In 2020, she co-founded the Mastermind Group in Canada and the US, where she led a trusted community of like-minded professionals (150+) across the bank to elevate each other and accelerate professional development. In her spare time, she loves to travel with her husband and son.
Bryan J.W. Baker, CIM®
As a Portfolio Manager and Wealth Advisor with over 40 years of experience in the financial services industry, Bryan specializes in wealth planning for affluent individuals, institutions and charitable foundations. He ensures his clients’ investment plans are geared towards their risk tolerance level, investment goals and cash flow requirements.
Bryan has extensive experience in many of the significant cycles in the financial markets—recessions, market bubbles and meltdowns. This experience allows him to take a skillful and professional approach to decision making in the financial markets. He is a graduate of the Richard Ivey School of Business at Western University, holds the Chartered Investment Manager (CIM®) designation, and has attained level II of the Insurance and Planning License.
Bryan and his wife Andrea are committed to making a difference in their community. They support a number of charitable organizations with a focus on women, youth, and children. Bryan and Andrea enjoy the outdoors, fitness, golf, and traveling.
“If I want an answer that is straightforward and honest, I call Bryan.”
− Ronald V. Joyce, Co-Founder of Tim Hortons and Philanthropist
“Bryan Baker is intuitive, insightful and smart.”
− Dr. L, Cardiologist and Business Owner
Brian Culbert
Brian is a Senior Wealth Advisor with over 35 years of experience at CIBC Wood Gundy. As co-lead of Baker Culbert Wealth Advisory, he is responsible for the financial planning needs of clients, risk management and strategic investments. Brian holds a Bachelor of Commerce degree from Concordia University and the Certified Public Accountant (CA, CPA) designation. Before embarking on his career as an investment professional, Brian was a senior tax manager at Touche Ross.
For 12 years, Brian was a world ranked professional endurance racer competing as a sponsored athlete for Trek Mountain bikes, and an accomplished Ultra Marathon trail runner as a member of Salomon’s international race team, The Flight Crew. He trained under an Olympic coach and dedicated his races to fund raising for children’s charities. As a founder of Racing4Lives, Brian was successful in helping raise over $9 million to help permanently establish the Ghana Pediatric Nurses training program under the auspices of SickKids hospital in Toronto.
Brian has been married to his wife Denise for 30 years and they have two children, Matthew and Emily. His guiding principle in life is “Forward motion cures all”.
Jonathan Baker, JD, CIM®
Jonathan is a Senior Wealth Adviser and Portfolio Manager and has been with CIBC Wood Gundy for 12 years. He oversees all of the alternative asset class portfolios offered by Baker Culbert Wealth Advisory; and manages a specialized proprietary portfolio, focused on risk mitigation and income enhancement through investments in equity derivatives. Prior to working with the Baker Culbert team, he spent eight years in the Capital Markets divisions of some of the big Canadian banks.
Jonathan holds double business degrees from Western University in both accounting (finance stream) and economics, and obtained his Juris Doctor law degree (JD). He holds the Chartered Investment Manager (CIM) designation, the Technical Analysis certification, and has licenses in Options and Derivates trading, and Life Insurance.
Jonathan is committed to giving back to his community. He sits on the board for the charitable organization Unity for Autism. In his spare time, he is an avid outdoors enthusiast any day of the year. He also enjoys playing his piano, guitar and ukuleles.
Jonathan has been with his wife Dee for 12 years and they have two children, Charley and Beau.
Our Team
Bryan J.W. Baker, CIM®
Senior Wealth Advisor
Branch Manager
Brian Culbert
Jonathan Baker, JD, CIM®
Senior Wealth Advisor
Our partners
We partner with CIBC experts to help address all of your wealth needs.
Dan Patel, CPA, CGA, B.Comm.
Senior Private Banking Advisor
As a Senior Private Banking Advisor, I care about my clients and am passionate about helping them achieve their financial goals.
My associate and I manage your day-to-day banking, cash and credit management, as well as investing needs, while working closely with your other advisors.
You benefit from my access to highly qualified professionals from across the CIBC Group of Companies. They have the knowledge and experience to design effective strategies to help my clients achieve your financial goals.
- Chartered Professional Accountant (CPA)
- Certified General Accountant (CGA)
Victoria Ng, PFP, CFP®
Senior Private Banking Advisor
Victoria believes that a key part of her role is to provide clients and their family with convenience, flexibility and peace of mind through the services she provides and the financial solutions she offers. Working together with her clients she develops a financial plan that supports their values and goals, and allows them to grow and preserve their wealth. Victoria's clients greatly value this level of highly personalized attention and service.
Meghan Meade-Flynn, B.Comm.
Senior Private Banking Advisor
Meghan has considerable experience working with small business owners and high-net-worth individuals, providing them with the financial advice necessary to help them achieve their goals. She and her associate work closely with partners from across the CIBC Group of Companies to provide answers to our client’s immediate questions and provide recommendations on how to best position their financial resources for the future. Meghan has been with CIBC since 2010, and prior to that spent a number of years working with a boutique financial institution in Ireland where she developed her true passion for client service.
Jim Stevenson
Estate Planning Specialist
Jim has supported wealth advisors and their clients for close to 30 years, helping thousands of high-net-worth families better plan their estates with straightforward advice.
An expert in Canadian life insurance strategies, Jim helps clients develop a robust estate plan, providing guidance on deferring and/or funding tax liabilities and tax-sheltered insurance to provide immediate liquidity, ensuring family assets remain in the family. He helps families navigate complex value and ownership situations including managing the division of non-liquid assets, such as a private business, family farm or cottage.
Jim also ensures that families take into account philanthropic goals and consider all possible insurance strategies to preserve wealth for future generations.
Jamie Golombek, CPA, CA, CFP®, CLU, TEP, FCPA
Managing Director Tax and Estate Planning
As CIBC’s tax expert, Jamie supports CIBC Wood Gundy investment advisors in delivering integrated financial planning and advisory solutions to our high-net-worth clients. Jamie is quoted frequently in the national media and writes a weekly National Post column called Tax Expert.
Benjamin Tal
Deputy Chief Economist, CIBC
Benjamin Tal is responsible for analyzing economic developments and their implications for North American fixed income, equity, foreign exchange and commodities markets. He also acts in an advisory capacity to bank officers on issues related to wealth management, household/corporate credit and risk. Benjamin is a regular commentator on financial and economic trends in the Canadian and American media.
Dan Patel, CPA, CGA, B.Comm.
As a Senior Private Banking Advisor, I care about my clients and am passionate about helping them achieve their financial goals.
My associate and I manage your day-to-day banking, cash and credit management, as well as investing needs, while working closely with your other advisors.
You benefit from my access to highly qualified professionals from across the CIBC Group of Companies. They have the knowledge and experience to design effective strategies to help my clients achieve your financial goals.
- Chartered Professional Accountant (CPA)
- Certified General Accountant (CGA)
Victoria Ng, PFP, CFP®
Victoria believes that a key part of her role is to provide clients and their family with convenience, flexibility and peace of mind through the services she provides and the financial solutions she offers. Working together with her clients she develops a financial plan that supports their values and goals, and allows them to grow and preserve their wealth. Victoria's clients greatly value this level of highly personalized attention and service.
Meghan Meade-Flynn, B.Comm.
Meghan has considerable experience working with small business owners and high-net-worth individuals, providing them with the financial advice necessary to help them achieve their goals. She and her associate work closely with partners from across the CIBC Group of Companies to provide answers to our client’s immediate questions and provide recommendations on how to best position their financial resources for the future. Meghan has been with CIBC since 2010, and prior to that spent a number of years working with a boutique financial institution in Ireland where she developed her true passion for client service.