Joseph Balsamo, CIM
Senior Wealth Advisor
Portfolio Manager
As a Portfolio Manager Joseph focuses on building customized, structured portfolios to help provide clients with peace of mind.
Professional Experience
Joseph has been providing financial advice since 1998, all within the CIBC group of companies. He has been with CIBC Wood Gundy since 2005. Joseph is focused on providing peace of mind to his clients by focusing on what is important to them and building a customized financial plan based on their specific goals and potential risks.
Education
Joseph is a Certified Financial Planner (CFP), which allows him to provide expert and professional financial planning services. To earn the CFP designation, Joseph had to complete an approved educational program, pass a rigorous examination and meet stringent experience requirements. Joseph also adheres to a professional Code of Ethics and he fulfills annual continuing education requirements to remain aware of current planning strategies and financial trends.
Joseph is a Chartered Investment Manager (CIM), and a licensed Portfolio Manager. This designation allows Joseph to manage investment portfolios on a discretionary basis, allowing him more flexibility to manage portfolios more efficiently.
Joseph is a graduate of the University of Toronto with an Honours Bachelor of Arts degree.
Personal Information
Joseph is married and proud father of two children. He is focused on maintaining personal wellbeing by playing competitive men's soccer, enjoys cooking, travelling with his family and is pursuing an interest starting a wine collection.
Joseph's community involvement includes being an active member of the Financial Planner's Standards Council (FPSC). Joseph has been a guest speaker at universities and colleges in the GTA for the FPSC on financial planning topics and a career as a financial planner. Joseph also volunteers at St. Michael's College School for their annual Grade 11 career day by providing insight and guidance to students interested in a financial services career.
Joseph also believes in having a strong connection to his ethnic roots as an active member of the Italian Canadian Chamber of Commerce of Ontario (ICCO) and is a founding member of ICCO Forward, where he was the former chair and helped create the Ron Farano Mentorship program and speaker series.
Ravish Mitra, CPA, CA
Senior Associate Wealth Advisor
Ravish focuses on working with clients to create long term, personalized financial plans in addition to overseeing the portfolio design.
Professional Experience
Ravish has been providing financial advice since 1999 and within the CIBC group of companies since 2006. Ravish uses his past experiences as an Auditor and Tax Specialist with a leading professional services company, as well as a Director with a global hospitality marketing company to bring professionalism, analytical skills, well-rounded business acumen and strategic insight to the team.
Education
Ravish is a Certified Financial Planner (CFP), a Chartered Professional Accountant (CPA) and Chartered Accountant (CA). To earn these designations, Ravish passed numerous examinations and met stringent experience requirements. This designation allows Ravish to provide advice on tax-related matters and how they specifically impact various aspects of a financial plan at different life stages.
Ravish is a graduate of the University of Toronto with an Honours Bachelor of Arts degree in Administration.
Personal Information
Ravish is married and a proud father. When not at the office, he enjoys watching professional sports, playing golf, barbecuing, travelling, volunteering and spending time with family and friends.
Justin Boswick, RRC
Senior Associate Wealth Advisor
Justin strives to develop, implement, and monitor wealth management strategies to foster meaningful client relationships
Professional Experience
Justin has been a client-focused advisor since 2003 and has over 17 years' of industry experience and held positions with CIBC group of companies in varying asset management roles. Justin leverages his investment, trading and retail banking experience from previous roles at CIBC Securities, CIBC Investor Services and CIBC Imperial Service when building strategic investment portfolios. Justin was also involved in family businesses and operated his own retail small business, prior to embarking on his financial advisory career, and understands the importance of attention to detail and the client experience.
Education
Justin is a Certified Financial Planner (CFP) and Registered Retirement Consultant (RRC). In order to maintain these designations and to upgrade his level of knowledge, he continues to complete various continuing education courses on an annual basis. Justin has also completed the Options Licensing (OLC) and Derivatives Fundamentals (DFC) courses.
Justin attended Ryerson University, where he studied marketing and communications.
Personal Information
Justin is married and the proud father of two children. When he is not assisting clients with their finance and planning needs, he enjoys mountain biking, snowboarding, travel and watching his son play rep hockey.
Lydia Morra
Client Associate
Lydia ensures that our clients receive the best possible service
She is the primary contact person should you have any questions about your financial planning process. She will ensure that the appropriate member of our team responds to your query.
Lydia has been with CIBC in various capacities since 1998. She provides the team with expert administrative support including booking meetings, entering trades, opening accounts, and setting up clients with online access to their portfolios. She is married and a proud mother. In her spare time, she is an avid reader and involved with her son's sports teams. She is also a supporter of the CIBC Run for the Cure.
Ambreen Bana, BA, QAFP
Financial Associate
Ambreen has over 15 years of experience at CIBC Wood Gundy. She works with Lydia to ensure our clients receive the best possible service. Her responsibilities include coordination & fulfilment of client requests, portfolio trading, account opening & documentation and audit compliance.
Ambreen is married and has one son. In her free time, Ambreen enjoys reading, travelling and volunteering in her community.
Joseph Balsamo, CIM
As a Portfolio Manager Joseph focuses on building customized, structured portfolios to help provide clients with peace of mind.
Professional Experience
Joseph has been providing financial advice since 1998, all within the CIBC group of companies. He has been with CIBC Wood Gundy since 2005. Joseph is focused on providing peace of mind to his clients by focusing on what is important to them and building a customized financial plan based on their specific goals and potential risks.
Education
Joseph is a Certified Financial Planner (CFP), which allows him to provide expert and professional financial planning services. To earn the CFP designation, Joseph had to complete an approved educational program, pass a rigorous examination and meet stringent experience requirements. Joseph also adheres to a professional Code of Ethics and he fulfills annual continuing education requirements to remain aware of current planning strategies and financial trends.
Joseph is a Chartered Investment Manager (CIM), and a licensed Portfolio Manager. This designation allows Joseph to manage investment portfolios on a discretionary basis, allowing him more flexibility to manage portfolios more efficiently.
Joseph is a graduate of the University of Toronto with an Honours Bachelor of Arts degree.
Personal Information
Joseph is married and proud father of two children. He is focused on maintaining personal wellbeing by playing competitive men's soccer, enjoys cooking, travelling with his family and is pursuing an interest starting a wine collection.
Joseph's community involvement includes being an active member of the Financial Planner's Standards Council (FPSC). Joseph has been a guest speaker at universities and colleges in the GTA for the FPSC on financial planning topics and a career as a financial planner. Joseph also volunteers at St. Michael's College School for their annual Grade 11 career day by providing insight and guidance to students interested in a financial services career.
Joseph also believes in having a strong connection to his ethnic roots as an active member of the Italian Canadian Chamber of Commerce of Ontario (ICCO) and is a founding member of ICCO Forward, where he was the former chair and helped create the Ron Farano Mentorship program and speaker series.
Ravish Mitra, CPA, CA
Ravish focuses on working with clients to create long term, personalized financial plans in addition to overseeing the portfolio design.
Professional Experience
Ravish has been providing financial advice since 1999 and within the CIBC group of companies since 2006. Ravish uses his past experiences as an Auditor and Tax Specialist with a leading professional services company, as well as a Director with a global hospitality marketing company to bring professionalism, analytical skills, well-rounded business acumen and strategic insight to the team.
Education
Ravish is a Certified Financial Planner (CFP), a Chartered Professional Accountant (CPA) and Chartered Accountant (CA). To earn these designations, Ravish passed numerous examinations and met stringent experience requirements. This designation allows Ravish to provide advice on tax-related matters and how they specifically impact various aspects of a financial plan at different life stages.
Ravish is a graduate of the University of Toronto with an Honours Bachelor of Arts degree in Administration.
Personal Information
Ravish is married and a proud father. When not at the office, he enjoys watching professional sports, playing golf, barbecuing, travelling, volunteering and spending time with family and friends.
Justin Boswick, RRC
Justin strives to develop, implement, and monitor wealth management strategies to foster meaningful client relationships
Professional Experience
Justin has been a client-focused advisor since 2003 and has over 17 years' of industry experience and held positions with CIBC group of companies in varying asset management roles. Justin leverages his investment, trading and retail banking experience from previous roles at CIBC Securities, CIBC Investor Services and CIBC Imperial Service when building strategic investment portfolios. Justin was also involved in family businesses and operated his own retail small business, prior to embarking on his financial advisory career, and understands the importance of attention to detail and the client experience.
Education
Justin is a Certified Financial Planner (CFP) and Registered Retirement Consultant (RRC). In order to maintain these designations and to upgrade his level of knowledge, he continues to complete various continuing education courses on an annual basis. Justin has also completed the Options Licensing (OLC) and Derivatives Fundamentals (DFC) courses.
Justin attended Ryerson University, where he studied marketing and communications.
Personal Information
Justin is married and the proud father of two children. When he is not assisting clients with their finance and planning needs, he enjoys mountain biking, snowboarding, travel and watching his son play rep hockey.
Our partners
We partner with CIBC experts to help address all of your wealth needs.
Jamie Golombek, CPA, CA, CFP®, CLU, TEP, FCPA
Managing Director Tax and Estate Planning
As CIBC’s tax expert, Jamie supports CIBC Wood Gundy investment advisors in delivering integrated financial planning and advisory solutions to our high-net-worth clients. Jamie is quoted frequently in the national media and writes a weekly National Post column called Tax Expert.
Jamie Golombek, CPA, CA, CFP®, CLU, TEP, FCPA
As CIBC’s tax expert, Jamie supports CIBC Wood Gundy investment advisors in delivering integrated financial planning and advisory solutions to our high-net-worth clients. Jamie is quoted frequently in the national media and writes a weekly National Post column called Tax Expert.