Brodie Wagner
As Portfolio Managers, we manage your investments on a discretionary basis through CIBC Wood Gundy's Advisor Managed Account (AMA) program. This means we have the authorization to make investment decisions within your agreed-upon strategy without requiring your approval on each transaction. When market conditions change, we act — precisely, consistently, and without the delay that can cost investors real returns. Every AMA client receives a custom Investment Policy Statement (IPS) — a written framework that captures your goals, risk tolerance, time horizon, and investment guidelines. It becomes the governing document for every decision made on your behalf. Your portfolio is monitored daily, giving us the ability to act on opportunities and manage risk in real time.
A strong financial plan accounts for risk, not just growth. Through our Estate Planning Specialists, Ryan Romanko and Eric Schenstead, we help clients use life insurance and related strategies to protect their families, fund business succession plans, create liquidity to cover estate taxes, and pass on wealth efficiently. These strategies are built directly into your broader financial plan — never sold as a stand-alone product disconnected from your goals.
Generally, life insurance guarantees the payment of a pre-specified amount of money upon your death, paid tax-free to the beneficiaries chosen by you. Proceeds from a life insurance policy bypass your estate and are paid directly to your beneficiaries. This not only provides a faster and more efficient settlement for your beneficiaries, it also means there are no probate, legal or executor fees levied on these assets.
Insurance services are available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are available through CIBC Wood Gundy Financial Services (Quebec) Inc.
