After-Tax Returns: Why They Matter

I firmly believe that after-tax returns are the returns that matter. Taxation of your investments can have an enormous effect on the long-term growth of your investments and your income. I will employ several different strategies to ensure you aren't paying any unnecessary taxes, including:

• Properly structuring portfolios
• Ensuring investment management fee deductibility
• Various other personal and corporate tax strategies

The deferral, reduction, and elimination of these taxes will have a bigger impact on a client's finances than almost any other investment decision.

Impact Of Fees

When you embrace the client's perspective, you see the real impact of commissions, fees, and taxes, and how significantly they can detract from investment results. I am skilled at minimizing these expenses. Over the years we have developed powerful tools that allow us to measure and manage costs and enhance after-tax performance. Portfolio management without these tools would be very challenging.

I am unique in many ways when it comes to fees, ranging from no-load charges and reducing the MER on mutual funds to not charging RRSP fees. Most importantly, my fee-based business model is completely transparent.