Comprehensive Financial Planning
Financial planning is a thoughtful and comprehensive process that begins by assessing your current financial position and envisioning your future aspirations. By identifying and prioritizing your goals, you gain clarity on what is achievable and realistic. Once your objectives are defined, our team collaborates with financial planning specialists to create a tailored plan designed to help you achieve your goals and realize your dreams.
Advisor-Managed Accounts
Our advisor-managed accounts are fully overseen by a CIBC Wood Gundy Portfolio Manager who personally designs portfolios exclusively for our clients. This approach ensures that your investments are managed with expertise, care, and a deep understanding of your unique circumstances.
"Doug keeps me informed with regular reviews and shares his vast knowledge of the financial markets in a way that is easily understood and reassuring. Thank you for managing my financial affairs." — Retiree/Investor
The Benefits of Discretionary Asset Management
Within our practice, we frequently address common financial planning concerns—such as determining when you can retire while maintaining your lifestyle, and maximizing retirement income in the most tax-efficient manner. For business owners, questions often revolve around preserving the value of a business upon sale and establishing a legacy for charities or future generations. Regardless of your specific needs, a comprehensive financial plan provides answers and sets your objectives into motion.
Key benefits of discretionary asset management include:
- Lower fees
- Enhanced tax efficiency
- Direct access to your Portfolio Manager
- Elimination of orphan positions
- Block trading capabilities
- Broader investment universe, offering the potential for superior returns
Expertise and Personalized Service
CIBC Wood Gundy Portfolio Managers uphold rigorous industry credentials and strict internal qualifications. As your Investment Advisor and Portfolio Manager, you benefit from direct access to personalized guidance and expertise. This structure allows you the freedom to entrust day-to-day investment decisions to our team, eliminating the need for approval on every trade and freeing you to focus on other priorities.
Custom Portfolios
We recognize that many investors prioritize capital preservation and income generation. After a thorough review of available products, we discovered that existing solutions did not fully meet our clients’ needs. In response, we developed proprietary portfolios tailored to these objectives and financial goals, including:
- High Yield
- Value
- Income and Value
- US Equity
Advanced Portfolio Management System
Leveraging portfolio management software, our disciplined process utilizes the highest quality independent data, cleansed to a true operating basis, and incorporates estimates from all sell-side firms. With historic data dating back to 1985 and a robust back-testing engine, we continuously refine our approaches and remove emotional bias from investment decisions.
