Fred Guzzi, CFA, CIM, FEA, FMA, FCSI
Senior Wealth Advisor
Senior Portfolio Manager
- For over 20 years, Fred has helped Foundations, Associations, Charitable Organizations, Business Owners and Affluent Families meet their investment objectives
- Working with Trustees and Investment Committees, Fred serves as an independent, objective third party professional, retained to assist the fiduciaries in managing the overall investment process
- Fred works with Business Owners and Affluent Families to generate tax efficient income, while protecting and growing their businesses and wealth
- Fred's business standards have been recognized by his appointment as Senior Wealth Advisor at CIBC Wood Gundy.
David Ritchie, CIM
Associate Investment Advisor
- David joined CIBC Wood Gundy in 2006 and has been a member of the Guzzi Advisory Group for over 15 years. He holds a Bachelor of Commerce Degree in Finance, and also holds the Chartered Investment Manager (CIM) designation
- David's main duties include portfolios management, investment research, client communication, and helping with day to day business operations
- David's knowledge of the investment industry and high level of client service provide an important added layer of expertise to the Guzzi Advisory Group
Peter Lisboa, CFA, CFP, MBA
Associate Investment Advisor
- Peter joined CIBC Wood Gundy and the Guzzi Advisory Group in 2020. He holds a Masters of Business Administration in Finance, and also holds the Chartered Financial Analysts (CFA) as well as the Certified Financial Planners (CFP) designations.
- In his previous role, Peter would work with Affluent Families to compose recommendations on how to optimize and structure their financial affairs with an emphasis on investment, retirement, estate and trust planning.
- Peter’s main duties include portfolio management, investment research, financial planning, and helping with day to day business operations.
- Peter’s 15 years of experience advising clients in the banking and investment industry provides an additional layer of expertise to the Guzzi Advisory Group.
Jessica Byer
Financial Associate
- Jessica has been with CIBC Wood Gundy and a part of The Guzzi Advisory team for over 6 years now, having joined the team in 2015.
- She is a graduate from the University Of Ontario Institute Of Technology (UOIT), where she obtained a Bachelor of Commerce Degree, with a Major in Accounting.
- Since joining the team she has earned accreditations including the Conduct and Practices Handbook (CPH), Canadian Securities Course (CSC) and, most recently, the Wealth Management Essentials (WME).
Katrina Totino
Client Associate
- Katrina has been with CIBC Wood Gundy and a part of The Guzzi Wealth Advisory team for over 2 years now, having joined the team in 2021.
- She is a graduate from McMaster University and holds an Honors Bachelor of Commerce degree, with a specialization in Finance.
- Since joining the team, she has earned accreditations including the Conduct and Practices Handbook (CPH) and the Canadian Securities Course (CSC).
Aliza Dela Reyna
Administrative Assistant
- Aliza is a recent graduate from Seneca College with a Honors Bachelor of Commerce degree and a Major in Financial Planning.
- Since joining the team in 2022, she is working towards becoming a Registered Representative. Aliza is passionate about taking on new challenges and dedicated to exceed expectations.
Fred Guzzi, CFA, CIM, FEA, FMA, FCSI
- For over 20 years, Fred has helped Foundations, Associations, Charitable Organizations, Business Owners and Affluent Families meet their investment objectives
- Working with Trustees and Investment Committees, Fred serves as an independent, objective third party professional, retained to assist the fiduciaries in managing the overall investment process
- Fred works with Business Owners and Affluent Families to generate tax efficient income, while protecting and growing their businesses and wealth
- Fred's business standards have been recognized by his appointment as Senior Wealth Advisor at CIBC Wood Gundy.
David Ritchie, CIM
- David joined CIBC Wood Gundy in 2006 and has been a member of the Guzzi Advisory Group for over 15 years. He holds a Bachelor of Commerce Degree in Finance, and also holds the Chartered Investment Manager (CIM) designation
- David's main duties include portfolios management, investment research, client communication, and helping with day to day business operations
- David's knowledge of the investment industry and high level of client service provide an important added layer of expertise to the Guzzi Advisory Group
Peter Lisboa, CFA, CFP, MBA
- Peter joined CIBC Wood Gundy and the Guzzi Advisory Group in 2020. He holds a Masters of Business Administration in Finance, and also holds the Chartered Financial Analysts (CFA) as well as the Certified Financial Planners (CFP) designations.
- In his previous role, Peter would work with Affluent Families to compose recommendations on how to optimize and structure their financial affairs with an emphasis on investment, retirement, estate and trust planning.
- Peter’s main duties include portfolio management, investment research, financial planning, and helping with day to day business operations.
- Peter’s 15 years of experience advising clients in the banking and investment industry provides an additional layer of expertise to the Guzzi Advisory Group.
Our partners
We partner with CIBC experts to help address all of your wealth needs.
Raj Dhawan, MBA, CLU, PFP
Financial Planning Specialist
Raj joined the financial services industry in 2007 and has held various positions in Financial Planning, Wealth Management and Private Banking. He uses his knowledge and experience to help Canadian families achieve their financial goals and enjoy peace of mind.
As a Financial Planning Specialist, Raj aims to provide clients with a comprehensive financial planning experience taking an in-depth approach to understanding their needs and goals.
- Masters of Business Administration (MBA)
- Certified Financial Planner (CFP®)
- Chartered Life Underwriter (CLU®)
Raj Dhawan, MBA, CLU, PFP
Raj joined the financial services industry in 2007 and has held various positions in Financial Planning, Wealth Management and Private Banking. He uses his knowledge and experience to help Canadian families achieve their financial goals and enjoy peace of mind.
As a Financial Planning Specialist, Raj aims to provide clients with a comprehensive financial planning experience taking an in-depth approach to understanding their needs and goals.
- Masters of Business Administration (MBA)
- Certified Financial Planner (CFP®)
- Chartered Life Underwriter (CLU®)
Aram Agopian, TEP, CLU, CHS, EPC, FMA, FCSI
Estate Planning Specialist
With over 20 years of experience in the life insurance industry, Aram works with affluent families, business owners and executives to create tax efficient insurance based strategies that build and safeguard wealth. Insurance planning with both personal or corporate wealth is tailored to each client with the end goal of providing certainty that enhances the lives of clients, their families and businesses.
Aram strongly believes best results are achieved through a holistic team approach. He will work collaboratively with other trusted advisors ensuring wealth is sheltered for both future generations and philanthropic aspirations.
Aram is fully committed to his profession and views continuing education as vital. He has earned several industry designations, including the Trust and Estate Practitioner (TEP), Certified Financial Planner (CFP), Financial Management Advisor (FMA), Certified Health Insurance Specialist (CHS) and Chartered Life Underwriter (CLU) designations. It is his knowledge, experience and high ethical standards that allows him to add value and educate each client.
Aram Agopian, TEP, CLU, CHS, EPC, FMA, FCSI
With over 20 years of experience in the life insurance industry, Aram works with affluent families, business owners and executives to create tax efficient insurance based strategies that build and safeguard wealth. Insurance planning with both personal or corporate wealth is tailored to each client with the end goal of providing certainty that enhances the lives of clients, their families and businesses.
Aram strongly believes best results are achieved through a holistic team approach. He will work collaboratively with other trusted advisors ensuring wealth is sheltered for both future generations and philanthropic aspirations.
Aram is fully committed to his profession and views continuing education as vital. He has earned several industry designations, including the Trust and Estate Practitioner (TEP), Certified Financial Planner (CFP), Financial Management Advisor (FMA), Certified Health Insurance Specialist (CHS) and Chartered Life Underwriter (CLU) designations. It is his knowledge, experience and high ethical standards that allows him to add value and educate each client.
Kerry Harris, MTI
Senior Manager, Trusts and Estates
Kerry realizes the importance of knowing that your family and your business are taken care of financially, according to your wishes. She draws on the expertise of CIBC partners to help solve complex trust administration issues and act as an objective third party to help our clients manage family and beneficiary relationships. Administering a trust or acting as an attorney can require time and an understanding of investments and taxes. Kerry has the expertise to execute or assist clients in ensuring that role is carried out effectively and efficiently. Kerry has been with CIBC since 2012. She has an Honours Business Administration degree from the Richard Ivey School of Business at Western University and is a member of the Trust Institute for estate and trust professionals.
Kerry Harris, MTI
Kerry realizes the importance of knowing that your family and your business are taken care of financially, according to your wishes. She draws on the expertise of CIBC partners to help solve complex trust administration issues and act as an objective third party to help our clients manage family and beneficiary relationships. Administering a trust or acting as an attorney can require time and an understanding of investments and taxes. Kerry has the expertise to execute or assist clients in ensuring that role is carried out effectively and efficiently. Kerry has been with CIBC since 2012. She has an Honours Business Administration degree from the Richard Ivey School of Business at Western University and is a member of the Trust Institute for estate and trust professionals.
Natalie Bender
Senior Trust and Estate Consultant
Natalie believes that a key component of any wealth management plan is an estate plan; one that protects you and your family, your assets, preserves your legacy and ensures that your plans occur as you desire. By fully assessing her client's needs, Natalie identifies appropriate CIBC Trust services that can assist them, their family, or their appointed representative. Administering an estate, trust or acting as an attorney for property is time consuming and requires a knowledge of many different areas. Natalie and her team have the expertise to execute, or assist others with the execution of those roles effectively and efficiently, thereby relieving the burden of the administration from those appointed and allowing them to focus on what matters most. Natalie has been with CIBC since 2018.
Natalie Bender
Natalie believes that a key component of any wealth management plan is an estate plan; one that protects you and your family, your assets, preserves your legacy and ensures that your plans occur as you desire. By fully assessing her client's needs, Natalie identifies appropriate CIBC Trust services that can assist them, their family, or their appointed representative. Administering an estate, trust or acting as an attorney for property is time consuming and requires a knowledge of many different areas. Natalie and her team have the expertise to execute, or assist others with the execution of those roles effectively and efficiently, thereby relieving the burden of the administration from those appointed and allowing them to focus on what matters most. Natalie has been with CIBC since 2018.