With The Guzzi Advisory Group, clients can benefit from the strength of CIBC – voted as the strongest bank in North America and third strongest in the world – and take advantage of CIBC's unique product platform. Many clients require the flexibility of a wealth management solution that can address all of their specialized needs in one place. The Guzzi Advisory Group has access to customizable product solutions to meet each of their clients' unique needs. The following list of products illustrates the value that The Guzzi Advisory Group can provide for their clients:

 

InvestmentConsultingService (ICS)™

CIBC Wood Gundy Investment Consulting Service (ICS) is Canada's leading Separately Managed Account (SMA) program and offers the ability to establish a customized portfolio for each client based on their individual investing needs. By combining The Guzzi Advisory Group's personalized service, due diligence and the investment expertise of many global investment managers, ICS provides an investment solution that can help clients achieve their long-term financial objectives.

 

Advisor Managed Accounts (AMA):

The AMA program is a fee-based discretionary investment manager program delivered by The Guzzi Advisory Group. Fred Guzzi, who is a qualified Portfolio Manager (PM), personally designs portfolio models reflecting his investment style and administers client assets on a discretionary basis within these portfolio models.

 

Portfolio Partner®:

Portfolio Partner is a premium non-discretionary fee-based investment service that allows eligible clients to work closely with The Guzzi Advisory Group to select individual investments and manage their portfolios on an ongoing basis. Paying an annual fee (charged monthly or quarterly), instead of a commission on every transaction, grants clients the freedom to pursue their investment strategy without being concerned with individual transaction costs on every trade.

 

Asset Advantage Accounts (AAA)®:

Simplifies your life by conveniently integrating your investment account with the management of your everyday finances. AAA is a multi-faceted investment service that integrates all your investment, banking and borrowing transactions into one easy-to-access account. AAA seamlessly links the financial expertise of The Guzzi Advisory Group with the banking resources of CIBC.

 

Fund Partner Registered Account:

The CIBC Wood Gundy Fund Partner account is designed to be a cost effective way to provide clients with a choice of more than 100 mutual funds for your registered accounts. Registered Retirement Savings Plans (RRSP), Registered Retirement Income Funds (RRIF), Tax-Free Savings Accounts (TFSA), Registered Education Savings Plans (RESP) and Locked-In Accounts all qualify for Fund Partner. The main advantage of investing in a Fund Partner account is that clients pay no annual administration fee, provided that they do not hold an ineligible investment. Furthermore, any cash balance held within a Fund Partner account earns daily interest, credited into the account on a monthly basis.

 

Financial Planning & Insurance:

Through the financial planning process, The Guzzi Advisory Group develops customized strategies tailored to clients' unique goals and circumstances. Clients have access to in-depth financial planning analysis and a wide variety of special reports on retirement and estate planning issues. By integrating life insurance into an estate plan, The Guzzi Advisory Group helps clients choose a customized policy that offers income growth opportunities, insurance coverage and attractive tax advantages, benefits that can be passed on to their beneficiaries.