“Whether we’re talking about socks or stocks, I like buying quality merchandise when it is marked down.”

-Warren Buffett

 "Sure, markets could continue to fall in the short run, but it’s also possible they could rise. Nobody knows. All we know for sure is that historically, over the long run, stock markets have risen. So, if you diversify and have a long-term horizon, now may be as good a time as any to invest."

-John Heinzl

I love the Buffett quote and the overall advice by Heinzl reinforced the consistent theme in your newsletters and portfolio advice. It’s the reason I was very confident moving my portfolio to your care and continue to be an engaged and curious market watcher, while maintaining a 100% trusting and non-panicking perspective. Why? Because I know that you do the all-important market research for us, choose well (in value-based stocks as opposed to chasing fads), act short term (when needed and beneficial re value opportunities) but think strategically and invest/commit long term. To quote your most recent newsletter: "Our collection of wealth compounding franchises are exceptional, world class, and have proven they can thrive in any type of environment.”

Thank you to you and your team for your outstanding service!

"I have had the pleasure of working with Justin since 2011. I am somewhat of a second generation client as his father Eddie took care of my father's investments. I admired his performance from afar for a year before moving my account over to him, but it is not his track record that keeps me with him. Justin is calm and wise beyond his years. He is insightful, polite and his team provides prompt service to all of my needs. I like the idea of the discretionarily managed Hui investment strategies as my investment would get the same service and consideration as portfolios many times larger than mine, and the same as Justin would do for his own family.

Justin provides me a sense of security in wealth management, not by his analysis skills nor his salesmanship but by his thoughtful contemplation and real world advice. In September 2016, I asked him if there were things that I could do outside my portfolio in the unlikely event that the Republicans would win the American election. He answered my question calmly and with references between markets vs. economies and examples of what was learned from Brexit. He followed this with three things that would happen in the unlikely upset at the polls. I felt reassured - he had already planned a strategy to cover the unlikely. Then in November, I watched as all three things unfolded just as he foretold they would. I am happy to leave my investment strategies to Justin and leave the trending to Twitter.

Justin has the highest of integrity which makes my investment strategy simple - let him do his thing so I can go off and do mine."

Chris Fong | Partner, Alexander Holburn Beaudin + Lang LLP
West Vancouver, BC
Client since Feb 2011

"The best investment in our family's financial future was to ask Justin Hui to manage and care for our investments. We have been clients since 2007 and are very pleased with the positive and consistent results. Our knowledge base was minimal at the beginning but with guidance and open communication we developed a healthy relationship based on respect, we continue to learn from Justin on how to maintain a healthy portfolio and believe in his intuition. Justin always presents with professionalism, honesty, integrity and intelligence. He has endless patience, is compassionate, empathetic and possesses a great sense of humour. We would gladly recommend his financial services to anyone looking for solid advice."

Susan and Larry
Burnaby, BC
Client since Feb 2007

"We are extremely pleased with our investment experience since opening our account with Justin Hui. Our previous investment advisors tended to stay the course while Justin has been extremely proactive in making changes dictated by complicated market situations. We are very happy with the growth our investments have made and feel sure much of this is due to Justin's careful study of the trends and his well thought out strategies. He has also been very approachable when we have needed advice and assistance with our real estate transactions here in Mexico. We would not hesitate to recommend him as a financial advisor to anyone who wishes to see their investment in strong and capable hands."

Gordon and Maureen
Mexico
Clients since Jun 2010

"For many years we, like many of our professional colleagues, used a financial management organization for medical professionals for our investments and retirement planning. When there were multiple turnovers of the investment personnel, and our financial advisor moved to a different firm, we decided to change companies. We now have our investments and retirement planning vehicles with Justin Hui and CIBC Wood Gundy, and we have been most satisfied with his service. Justin is competent, knowledgeable, and accessible. He listens to our needs, and responds within hours to our questions or concerns. He has designed a plan which is individualized, matching our needs for maximizing returns while providing the security we need as we move into retirement years. We have no hesitation in recommending that you consult with Justin Hui regarding your finances."

Dr. John and Terry Pook
R.R. #2, Zurich, ON
Clients since Mar 2011

"I met Justin Hui in Vancouver where he had been attending a CIBC Wood Gundy booth at a medical conference. At that time, I was with another financial group but was not satisfied with how my financial needs were being met. I had previously considered making a change but the burden and hassle involved with changing financial institutions had prevented me from doing so.

Justin made me feel at ease regarding his financial strategies. His reasoning was clear and precise. I never felt that he was forcing me into a decision, and due to the good impression that he gave me, I transferred my accounts to CIBC Wood Gundy. I am pleased to say that the transfer was smooth and that the paperwork did not consume nearly as much time as I had dreaded.

I am impressed at Justin's professionalism and his friendly demeanor. He has been extremely knowledgeable at helping me to manage my financial future."

Conrad, MD
Alberta
Client since Apr 2013

"Since transferring my portfolio to CIBC Wood Gundy in 2011, I have been very pleased with the service provided by Justin Hui as my financial advisor. As a Family Physician my expertise is in managing patients and not necessarily my money. Justin has provided me with clear, solid financial advice and helped me to create a more balanced portfolio. Justin has always been very efficient in dealing with my requests and instills confidence with his well-researched and practical financial recommendations."

Alison, MD
Client since Jan 2011

"I was referred to Eddie and Justin Hui in 2002 by a colleague and good friend. They have since taken care of my RRSP and corporate investments. I have experienced their investment advice to be prudent and timely. Their high quality of service and integrity have left me very comfortable with them handling these investments. I would recommend the Hui Financial Group wholeheartedly."

Dr. Basil Lee
Coquitlam, BC
Client since Jan 2002

"Justin Hui has been my Investment Advisor since 2009, along with his capable and efficient team members. In the past, I have dealt with planners who have been arrogant or paternalistic or simply absent. Justin is completely the opposite. He is personable, engaging, available and involved. He contacts me by email when there is a need to tweak my portfolio. He makes himself available to me on MY schedule when I am in Vancouver to do an annual review of my portfolio. He presents suggestions with care and thought.

It's nice that the markets have been doing well. It's even nicer that Justin has my financial interests at heart. It is a pleasure working with Justin to ensure that my long-term financial goals will be achieved."

Jo-Anne Trenholm, MD, CCFP
Orleans, ON
Client since Nov 2009

"Justin Hui at CIBC Wood Gundy provides expert investment advice. His knowledge base is broad and he demonstrates sound financial ability. I have no hesitation recommending Justin as a trustworthy financial advisor, who also gives his clients individual service."

Steve, MD
British Columbia
Client since Aug 2009

"I have had my investments with Justin since 2003 and am very satisfied. He is incredibly responsive and prompt to any requests; more than happy to discuss any potential investment opportunities and works to understand a client's risk tolerance. As such, his investment advice is balanced and is thorough in explaining the opportunities and risks involved within your ultimate portfolio decisions."

Ron Van Halen, CGA
Director, Financial Planning & Business Support
Vancouver, BC
Client since Feb 2003

"Mr. Justin Hui of the Hui Financial Group has been my personal investment advisor since 2003. Prior to that, I had lost confidence in investment advisors through a number of negative experiences with other organizations. Over the years, Mr. Hui has more than restored my confidence in the industry. I am continually impressed with the depth of his knowledge, his honesty and integrity, and his commitment to his clients. Mr. Hui maintains regular communications, relieving me of any worries about market conditions. He takes the time to listen and understand my life stresses and ever-changing goals, leading to sound strategies and decisions appropriate to my circumstances at the time.

Both Mr. Justin Hui and Ms. Catherine Tam provide quality service, responding promptly to queries via phone calls and email. Diligent and professional, they represent the Hui Financial Group with excellence. CIBC Wood Gundy is lucky to have them on their team.

As he holds my future in his hands, I totally trust Mr. Justin Hui's knowledge, judgment and advice. I would personally recommend the team at the Hui Financial Group, and specifically, Mr. Justin Hui, to anyone needing investment advice."

Lolo Young, MBA, CGA
White Rock, BC
Client since Aug 2003

"We have been clients of Justin Hui since his father, Eddie Hui, retired in 2013. Justin has communicated with us at meetings and through email on a regular basis always keeping us well informed of our investments and offering sound financial advice as the markets change. He is consistently available to speak to us when we have concerns or questions. We have absolute trust and confidence in his management.

He has made some profitable changes using his Hui Canadian Focused Large Cap AMA strategy. Justin and staff have created a realistic and detailed personal financial plan for us to follow in future. We are delighted to have Justin as our investment advisor and would highly recommend him."

Pat & Patricia
West Vancouver, BC
Clients since May 1999

"As long time clients, we are extremely pleased with the continuing professional approach, honesty and integrity regarding our portfolio. The diversification, for us at this time, has made investments much clearer.

The Hui Canadian Focused Large Cap Advisor Managed Account (AMA) is well positioned with quality companies at all times. Your recommendations, knowledge as well as strategy, have proven to be trustworthy. Thank you Justin."

Dennis & Pat
South Surrey, BC
Clients since Jun 1990

"Our investment relationship with Justin Hui of CIBC Wood Gundy has been very positive. My wife and I had spent several months meeting with, and interviewing potential candidates to manage an investment portfolio on behalf of our family. Right from the first meeting with Justin and his team, we were very impressed with the depth of investment knowledge, and ability to easily communicate complex investment concepts. Our decision that Justin was the right fit for us was confirmed as we proceeded to set up a fairly complex set of portfolios for our family involving international transactions. Justin easily resolved issues, and guided us through the inevitable bureaucracy of paperwork involved. He consulted with each family member individually, gaining knowledge of their goals and investment profiles. Their respect and trust has increased with each step of the process.

Our day to day dealings with Justin in building the components of our investment portfolio, and adjusting to take advantage of market opportunities which he has recommended, has been very inclusive. He has been incredibly easy to contact, and has very been responsive to our requirements.

Our investment portfolio management by Justin has exceeded our expectations. I look forward to his knowledge and guidance in what I hope is a long and successful relationship."

Robert and Vicki Allesia
Port Moody, BC
Clients since May 2010

"Please be advised of our appreciation for the exemplary services received from CIBC Wood Gundy. Each contact and enquiry with the advisory team specifically Justin Hui; has been promptly and efficiently addressed with the highest standards of professionalism, respect, integrity, expertise, and transparency. We are pleased to have chosen Justin and CIBC Wood Gundy to guide the course of our financial investments. Justin's commitment and dedication to assisting client's attain their financial goals is outstanding. We have complete trust and confidence in Justin and CIBC Wood Gundy advisory team in this regard which is deserving of recognition and merit. Thank you for the outstanding service."

Boris and Carmen Babic
Kelowna, BC
Clients since Nov 2004

"We are very happy with the professional services Justin has offered to us through CIBC Wood Gundy.

While an Investment Advisor's performance is usually measured by the actual return on the investment, there are many other qualities we appreciate it from your services. As a retired professional accountant and a business person, we know how much work must be involved to be well informed, keep up to date, formulate good strategies, make timely judgments and offer good advice to the clients.

Justin always keeps good communication with us through his newsletters, CIBC Wood Gundy specialists' detailed analysis and his personal emails. When we meet in person in his office, his presentations are always well prepared. He is very attentive in listening to us and very patient in answering our questions and explaining his investment philosophies, strategies and approaches.

Justin's service is personal yet very professional and effective. Justin has surely gained our trust and confidence in handling our investment portfolios. In our opinion, Justin Hui is more than a good competent Investment Advisor. He has all the good qualities required to be an outstanding contributor and an achiever in the field of investment and finance.

We are thankful and lucky to have Justin to be our Investment Advisor and Portfolio Manager."

James & Agnes Hsieh
Richmond, BC
Clients since Sep 2008

"Just wanted to thank you for the progressive approach you are taking with regards to the funds you are personally managing for us. We are pleased with the Advisor Managed Account (AMA) investment platform. By structuring a group of securities that a number of your clients all share interests in, you can devote more time managing the funds as opposed to each client's portfolios individually. We are also very happy with the seamless transition with regards to the management of our accounts after Eddie's retirement. Our confidence in the quality of investment advice, knowledge, level of competence and integrity has not wavered. Thank you again."

Arthur
Surrey, BC
Clients since Apr 1998

"I'd never before had any money to manage, so when my situation changed suddenly it was rather overwhelming. Justin was awesome! He was both educator and counsellor. We had long conversations where he would answer all my questions calmly and thoroughly. Justin had a great way of bridging the gap of my ignorance with his knowledge and respect. I can't say how much appreciation I have for his guidance through those first few months. I trust his advice and recommend him highly."

Karen
Northwestern Ontario
Client since May 2012

"My wife and I have been working Justin since 2009, but, I became aware of him about 10 years before when he assisted me with my Dad's affairs. I recognized at that time, he had a good understanding of stock market. During this time with him, he has organized my other investments and retirement plans into CIBC Wood Gundy investments. This has been easy for us because of the work of Catherine Tam, Financial Associate. Justin has demonstrated sound and conservative advice and has put us on a stable Investment platform. And in closing, I don't worry about my investments."

David & Gena Steer
Vancouver, BC
Clients since Aug 2009

"My experiences with Justin Hui, his father, Eddie Hui and other team members have been more than satisfactory. The quality of the friendly and professional service has included promptness, advising on investment strategy, recognizing my risk tolerances, objectives, and rationalizing my investments to meet these. The service also includes regular reviews, and making adjustments if thought to be beneficial.

I would recommend the Hui Financial Group at CIBC Wood Gundy Bentall who needs good advice and professional service."

Anthony Carrigan
Kelowna, BC
Client since Dec 2006

"Justin has been great to work with offering conservative, timely and informed advice regarding my investments. Communication with him and his staff are always prompt and efficient. If you are looking for a trustworthy adviser with integrity, he's the one!"

F.L.
Vancouver, BC
Client since Jan 2012

"We thank you for your investment expertise and trustworthiness which has made our retirement both comfortable and worry free."

Grace and Mau
West Vancouver, BC
Clients since Aug 2003