Risk Management or Investment
Some clients require insurance to minimize risk.
Some clients require insurance as an investment.
In both cases, a proper analysis is needed to determine the optimal strategy and amount.
Our clients have the luxury of accessing multiple top-tiered carriers, with no proprietary bias. Together with our clients, we determine the best product for their needs.
"Insurance needs change as a client ages. There should be less emphasis on risk management and more emphasis on estate preservation. Having the right insurance strategy is a dynamic process, and should be reviewed on a regular basis."
