Mark Lepine
A member of the financial industry for almost 20 years, Mark has developed a depth of experience in wealth and estate planning, and investment management. In 2016, he joined the team at CIBC Private Wealth where he has focused on developing and implementing wealth planning strategies for high and ultra-high net worth families, business owners, and professionals.
Mark believes that great investments are but one of the critical components to an effective wealth plan and focuses on ensuring the use of the ‘right tools’ for the job. Utilizing a collaborative and values-based approach, Mark develops custom strategies that empower clients to make smart decisions about their money, enable them to provide for the people and causes they care about, and protect their wealth. He specializes in:
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- Investment strategies and preservation of wealth
- Helping defer, reduce, or eliminate the impact of taxes,
- Facilitating business succession planning, and;
- Providing strategies for beneficiaries
Mark is a CFP® Professional, holds the Chartered Life Underwriter (CLU®), Trust and Estate Practitioner (TEP) and Family Enterprise Advisor (FEA) designations, and a member of the Society of Trust and Estate Practitioners (STEP).
Our partners
We partner with CIBC experts to help address all of your wealth needs.
Lucio Riccio, BA, CFP®, FEA, TEP
Senior Wealth Strategist
Lucio works exclusively with ultra-high-net-worth families to help address their unique needs. With a comprehensive approach to family enterprise advising, Lucio delivers meaningful insights and recommendations to ensure a smooth transition of your business and wealth within your family. He uses a balanced approach to review technical aspects of your plans while ensuring they are aligned with your wishes, create harmony for your family and prepare the next generation to become successful inheritors. Lucio collaborates with your advisors, including lawyers and accountants, in gathering and validating information to support the development of your plans and recommendations.
With over 27 years in the financial services industry, Lucio has held senior positions with leading Canadian insurance, banking, investment and multi-family office firms. He holds a Bachelor of Arts from the University of Calgary, majoring in economics. He also holds the Certified Financial Planner (CFP) designation, the Trust and Estate Practitioners (TEP) designation and the Family Enterprise Advisor (FEA) designation.
Laural McDonald, CFP®
Wealth Strategist
Laural Has been providing Financial and Estate Planning advice for more than 25 years. Laural is a certified financial planner and a member of The Canadian Institute for Financial Planners and an affiliate of the Trust and Estate Practitioners.
As a Wealth Strategist, Laural takes an in-depth approach to understand your unique situation and provides recommendations to optimize how your financial affairs are structured with specific emphasis on tax optimization and estate and trust planning.
Laurie Johnston, B.Comm., PFP, MTI
Senior Trust and Estate Consultant
Laurie's goal is to provide you and your family with confidence and peace of mind. She and her team offer services as a professional executor, power of attorney for property or trustee. She can also support someone else you appoint for these roles. Effectively administering a trust or acting as an attorney, can require time and an understanding of investments and taxes. Laurie and her team have the expertise to execute or assist others in efficiently executing that role. Laurie has been in the financial services industry since 1999 and with CIBC since 2012.
Julia Garner, CFP®, CLU, CHS
Senior Estate Planning Specialist
Julia Garner is an Estate Planning Specialist with CIBC Wood Gundy. She began her career in insurance 12 years ago with a focus on values-based risk management, helping individuals, families, and businesses protect what is most important to them. Julia is an expert in facilitating conversations around successful wealth transition, business succession and financial security.
Julia graduated from the University of Western Ontario with a major in Finance. She is committed to constantly learning and evolving in advisory services. Julia is a Certified Financial Planner®, Chartered Life Underwriter®, and Certified Health Insurance Specialist. She is experienced in the family enterprise space, having facilitated family meetings, and completed level 1 of the Family Enterprise Advisor (FEA) designation.
Julia and her family enjoy spending time in the mountains, travelling, and cooking.
Lucio Riccio, BA, CFP®, FEA, TEP
Lucio works exclusively with ultra-high-net-worth families to help address their unique needs. With a comprehensive approach to family enterprise advising, Lucio delivers meaningful insights and recommendations to ensure a smooth transition of your business and wealth within your family. He uses a balanced approach to review technical aspects of your plans while ensuring they are aligned with your wishes, create harmony for your family and prepare the next generation to become successful inheritors. Lucio collaborates with your advisors, including lawyers and accountants, in gathering and validating information to support the development of your plans and recommendations.
With over 27 years in the financial services industry, Lucio has held senior positions with leading Canadian insurance, banking, investment and multi-family office firms. He holds a Bachelor of Arts from the University of Calgary, majoring in economics. He also holds the Certified Financial Planner (CFP) designation, the Trust and Estate Practitioners (TEP) designation and the Family Enterprise Advisor (FEA) designation.
Laural McDonald, CFP®
Laural Has been providing Financial and Estate Planning advice for more than 25 years. Laural is a certified financial planner and a member of The Canadian Institute for Financial Planners and an affiliate of the Trust and Estate Practitioners.
As a Wealth Strategist, Laural takes an in-depth approach to understand your unique situation and provides recommendations to optimize how your financial affairs are structured with specific emphasis on tax optimization and estate and trust planning.
Laurie Johnston, B.Comm., PFP, MTI
Laurie's goal is to provide you and your family with confidence and peace of mind. She and her team offer services as a professional executor, power of attorney for property or trustee. She can also support someone else you appoint for these roles. Effectively administering a trust or acting as an attorney, can require time and an understanding of investments and taxes. Laurie and her team have the expertise to execute or assist others in efficiently executing that role. Laurie has been in the financial services industry since 1999 and with CIBC since 2012.
Julia Garner, CFP®, CLU, CHS
Julia Garner is an Estate Planning Specialist with CIBC Wood Gundy. She began her career in insurance 12 years ago with a focus on values-based risk management, helping individuals, families, and businesses protect what is most important to them. Julia is an expert in facilitating conversations around successful wealth transition, business succession and financial security.
Julia graduated from the University of Western Ontario with a major in Finance. She is committed to constantly learning and evolving in advisory services. Julia is a Certified Financial Planner®, Chartered Life Underwriter®, and Certified Health Insurance Specialist. She is experienced in the family enterprise space, having facilitated family meetings, and completed level 1 of the Family Enterprise Advisor (FEA) designation.
Julia and her family enjoy spending time in the mountains, travelling, and cooking.