Mark Lepine
A member of the financial industry for almost 20 years, Mark has developed a depth of experience in wealth and estate planning, and investment management. In 2016, he joined the team at CIBC Private Wealth where he has focused on developing and implementing wealth planning strategies for high and ultra-high net worth families, business owners, and professionals.
Mark believes that great investments are but one of the critical components to an effective wealth plan and focuses on ensuring the use of the ‘right tools’ for the job. Utilizing a collaborative and values-based approach, Mark develops custom strategies that empower clients to make smart decisions about their money, enable them to provide for the people and causes they care about, and protect their wealth. He specializes in:
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- Investment strategies and preservation of wealth
- Helping defer, reduce, or eliminate the impact of taxes,
- Facilitating business succession planning, and;
- Providing strategies for beneficiaries
Mark is a CFP® Professional, holds the Chartered Life Underwriter (CLU®), Trust and Estate Practitioner (TEP) and Family Enterprise Advisor (FEA) designations, and a member of the Society of Trust and Estate Practitioners (STEP).
Clare Carpenter
Clare joined CIBC Wood Gundy in 2025 and graduated from the Richard Ivey School of Business at Western University in 2025 with an Honours Business Administration (HBA) degree. As the team’s Client Associate, she provides administrative, coordination, and client service support to help deliver a smooth and responsive client experience.
Clare is responsible for day-to-day account administration and maintenance, coordinating schedules and meetings, preparing client meeting materials, and assisting with ongoing reporting and documentation.
In her spare time, Clare enjoys skiing, hiking, baking, and spending time with friends and family.
Our partners
We partner with CIBC experts to help address all of your wealth needs.
Lucio Riccio, CFP, RRC, B.B.A.
Senior Wealth Strategist
Lucio works with high net worth and ultra-high net worth families to establish a roadmap for their future financial success. Lucio has the ability to assemble a multi-disciplined team to develop innovative domestic and global solutions for our clients’ personal and business needs. Some of these solutions include banking, investing, estate and trust planning, tax minimization, education, business valuation, sale of a business and charitable giving.
Lucio has been in the financial services industry since 1994, holding senior positions with leading Canadian insurance, banking, investment and multi-family office firms.
Laural McDonald, CFP
Wealth Strategist
The planning process includes a review of the client's goals and objectives and a summary of their current financial situation. It also addresses one or more of the following areas: capital needs, investment planning, retirement planning, education planning, estate and trust planning, and risk management needs and coverage.
Laurie Johnston, B.Comm., PFP, MTI
Senior Trust and Estate Consultant
Laurie's goal is to provide you and your family with confidence and peace of mind. She and her team offer services as a professional executor, power of attorney for property or trustee. She can also support someone else you appoint for these roles. Effectively administering a trust or acting as an attorney, can require time and an understanding of investments and taxes. Laurie and her team have the expertise to execute or assist others in efficiently executing that role. Laurie has been in the financial services industry since 1999 and with CIBC since 2012.
Julia Garner, CFP®, CLU
Estate Planning Specialist
Julia Garner is an Estate Planning Specialist with CIBC Wood Gundy. She began her career in insurance 10 years ago with a focus on values-based risk management, helping individuals, families, and businesses protect what is most important to them. Julia is an expert in facilitating conversations around successful wealth transition, business succession and financial security.
Julia graduated from the University of Western Ontario with a major in Finance. She is committed to constantly learning and evolving in advisory services. Julia is a Certified Financial Planner® and Chartered Life Underwriter®. She is experienced in the family enterprise space, having facilitated family meetings, and completed level 1 of the Family Enterprise Advisor (FEA) designation.
Julia and her husband, Mathieu, enjoy spending time in the mountains, travelling, and cooking.
Lucio Riccio, CFP, RRC, B.B.A.
Lucio works with high net worth and ultra-high net worth families to establish a roadmap for their future financial success. Lucio has the ability to assemble a multi-disciplined team to develop innovative domestic and global solutions for our clients’ personal and business needs. Some of these solutions include banking, investing, estate and trust planning, tax minimization, education, business valuation, sale of a business and charitable giving.
Lucio has been in the financial services industry since 1994, holding senior positions with leading Canadian insurance, banking, investment and multi-family office firms.
Laural McDonald, CFP
The planning process includes a review of the client's goals and objectives and a summary of their current financial situation. It also addresses one or more of the following areas: capital needs, investment planning, retirement planning, education planning, estate and trust planning, and risk management needs and coverage.
Laurie Johnston, B.Comm., PFP, MTI
Laurie's goal is to provide you and your family with confidence and peace of mind. She and her team offer services as a professional executor, power of attorney for property or trustee. She can also support someone else you appoint for these roles. Effectively administering a trust or acting as an attorney, can require time and an understanding of investments and taxes. Laurie and her team have the expertise to execute or assist others in efficiently executing that role. Laurie has been in the financial services industry since 1999 and with CIBC since 2012.
Julia Garner, CFP®, CLU
Julia Garner is an Estate Planning Specialist with CIBC Wood Gundy. She began her career in insurance 10 years ago with a focus on values-based risk management, helping individuals, families, and businesses protect what is most important to them. Julia is an expert in facilitating conversations around successful wealth transition, business succession and financial security.
Julia graduated from the University of Western Ontario with a major in Finance. She is committed to constantly learning and evolving in advisory services. Julia is a Certified Financial Planner® and Chartered Life Underwriter®. She is experienced in the family enterprise space, having facilitated family meetings, and completed level 1 of the Family Enterprise Advisor (FEA) designation.
Julia and her husband, Mathieu, enjoy spending time in the mountains, travelling, and cooking.