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 CIBC Private Wealth, Wood Gundy  CIBC Private Wealth, Wood Gundy

Patrick Ross, CFA, CFP®

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Approach

Address 200 King Street West 8th Floor Toronto ON, M5H 3T4
Telephone Number (416) 307-1418
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5-Step Wealth Management Process

It’s never just about the money. Wealth enables something deeper: security for your family, freedom to make choices the way you want, a legacy that outlives you. We believe wealth management should start with that truth, not end with it. Everything below flows from one belief: understand the person first, and the plan will follow.

1. Understanding You

Before we talk numbers, we talk about you. Your goals, your values, what keeps you up at night, what you're building toward. This is the foundation. Every recommendation we make traces back to something you told us mattered.

2. Financial Planning

That understanding becomes a plan. We build it around your specific priorities, drawing on the expertise of our CIBC partners in tax, estate planning, and economics so the plan is personalized and informed.

5-Step Wealth Management Wheel Graphic

3. Putting the Plan to Work

A plan means nothing until it moves. We activate it through investment management, private banking, and estate and trust strategies, all working together, all pointed at the same goals we started with.

4. Evaluating Progress and Optimizing

Life changes. Markets shift. We stay close, reviewing regularly and adjusting as your priorities evolve, while looking for tax efficient opportunities that preserve and grow what you've built.

5. Building Generational Wealth

We help you carry your priorities and values forward, preserving both your wealth and the legacy behind it, for the people who come next.

 
 
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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.