Our specialty is investments. Our approach in building and managing portfolios is focused on defining and creating the most appropriate investment strategy to allow you to achieve your financial goals and to withstand the inevitable cycles of the markets. Your investment strategy will be clearly defined in an Investment Policy Statement. Your portfolios are customized according to your personal circumstances and goals, your long-term investment objectives and your tolerance for stock and bond market volatility. We believe that long-term returns are most consistently achieved through appropriate asset allocation, effective investment selection, and diversification.

ONGOING CONTACT

We will contact you periodically to review your portfolio and update you on current market conditions. Your annual review allows us to re-confirm your investment objectives and goals, and review your portfolio's performance. We will compare your portfolio's performance to your investment objectives and to the performance of the market in general. We are always available to meet with you at your convenience to discuss your investment and overall financial situation.

CLEAR REPORTING

On a regular basis you will receive holdings and transaction reports for each account in an easy to understand format. At each portfolio review, we will provide a consolidated statement, bringing together all your accounts to show holdings, transactions, and performance for your entire portfolio.

PERSONAL & PRIVATE BANKING SERVICES

Top notch personal day-to-day banking services offered through your regular branch, or customized private banking services tailored to your needs for a fee—you can choose.