The Giving Season: Tax Considerations
October 07, 2026
As year-end approaches, we want to ensure every dollar you give goes as far as possible.
Smith Falconer Financial Group
[Calm, reflective music]
[On screen: Lira Lamaca, Associate Wealth Advisor at Smith Falconer Financial Group, a woman with a dark bob haircut, wearing a black long-sleeve top and pleated skirt, walks away from the camera down an office hallway carrying a woven basket bag. She approaches a glass entrance with the CIBC logo etched on the door, elevator doors and floor number "28" visible on either side of the hallway.]
LOIS P. SMITH: Wealth brings both opportunity and responsibility,
and often it comes at a time when life is already full.
[On screen: Rodney D. Falconer, Senior Wealth Advisor at Smith Falconer Financial Group, a man with short graying hair, wearing a light blue dress shirt and tie, sits at a desk in an office working at a computer. Floor-to-ceiling windows behind him show a view of downtown high-rise buildings. The desk holds notebooks, a phone, a pen, and a headset.]
RODNEY D. FALCONER: Our roots of growth approach is designed to support multi-generational families through these moments,
[On screen: Maddie Hubbard, Associate Wealth Advisor, on the left, sits across a desk from Lois P. Smith, Senior Wealth Advisor, on the right. They are in conversation, shown from a few different camera angles around the desk. A monitor, tablet, and papers sit on the desk between them, with a cityscape visible through the windows behind them.]
delivering clarity, confidence, and comfort
to important financial decisions.
LIRA LAMACA: For more than four decades, our approach has remained consistent.
[On screen: Three women sit around a boardroom table reviewing a document together, with floor-to-ceiling windows showing a downtown city skyline behind them. From left to right: Meredith Mercer, Associate Wealth Advisor, Maddie Hubbard, and Lois P. Smith. Maddie holds up the paper for the other two to look at.]
MADDIE HUBBARD: Our team reflects the clients we serve
across ages and stages, thoughtfully designed, shaped by experience, and built to endure.
[On screen: Meredith Mercer sits at a desk in an open office cubicle area, smiling and talking with Maddie Hubbard, who stands beside her desk. A framed photo of a person standing on a snowy mountain peak sits on the desk nearby.]
MEREDITH MERCER: We combine deep institutional knowledge
with unwavering commitment to your future.
[On screen: From left to right, Angela Dang, Client Associate at Smith Falconer Financial Group, a woman with long brown hair, Rodney D. Falconer, and Lira Lamaca sit in conversation around a boardroom table with a colourful abstract painting on the wall behind them. Rodney speaks while the two women listen and take notes. Water glasses and notebooks sit on the table.]
At the heart of our philosophy is a belief in time and patience.
[On screen: A closer shot of Lira Lamaca listening at the table.]
RODNEY D. FALCONER: We work with investors who are comfortable with equities
and align with a long-term perspective.
[On screen: Lira Lamaca, Lois P. Smith, Meredith Mercer, Rodney D. Falconer, and Maddie Hubbard are seated around the boardroom table by the floor-to-ceiling windows overlooking the city. The shot then cuts to Maddie, Meredith, and Lira, seated at a desk in an office looking off camera together, with papers and a monitor on the desk in front of them. The shot then cuts to Rodney speaking to the team while Lois and Angela are seated beside him and listening.]
In periods of uncertainty, we are the steady voice
focused on what matters most.
[On screen: Rodney is speaking while Angela is looking at him, with a city skyline visible through the windows behind them. It then cuts to Lois smiling.]
LOIS P. SMITH: Our priority is owning high quality investments
[On screen: Rodney D. Falconer speaks to the team as Angela Dang looks on.]
that can serve you and your family for decades.
[On screen: The shot cuts to Lois P. Smith sitting at a desk, smiling and looking off to the side. A lamp, water bottle, and monitor showing a clock are visible on the desk beside her.]
ANGELA DANG: But our road goes beyond portfolios.
[On screen: Rodney D. Falconer sits at a table speaking to Lira Lamaca and Angela Dang. The shot then switches to an angle of Rodney speaking to Lira, in an office with a framed painting on the wall and a suit jacket hanging on the door behind them.]
MADDIE HUBBARD: We build lasting relationships,
[On screen: The shot cuts to an office with a city skyline through the windows. Rodney D. Falconer is now seated at a different desk, speaking to a woman with dark hair seen from behind.]
acting as your single point of contact,
[On screen: Lira Lamaca, Maddie Hubbard, Meredith Mercer, Lois P. Smith, Angela Dang, and Rodney D. Falconer walk together and talk while smiling in a marble and wood-panelled office lobby near a bank of elevators.]
connecting you to the full resources of our bank
and trusted external advisors.
LIRA LAMACA: You'll hear from us in all market conditions,
and when you reach out, we'll be there.
LOIS P. SMITH: Because managing wealth isn't just about today,
[On screen: Angela Dang, Maddie Hubbard, Rodney D. Falconer, Lois P. Smith, Meredith Mercer, and Lira Lamaca stand together smiling in a bright glass office lobby, with a revolving door and a view of the city street behind them.]
it's about the generations ahead.
[On screen: The text "Smith Falconer Financial Group" appears centred on screen.]
[Text on screen: A red screen with the CIBC logo and the text "CIBC PRIVATE WEALTH / WOOD GUNDY." Below, smaller text reads: "CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries, including CIBC Wood Gundy, a division of CIBC World Markets Inc. The CIBC logo and "CIBC Private Wealth" are trademarks of CIBC, used under license. "Wood Gundy" is a registered trademark of CIBC World Markets Inc." Beneath that: "If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor."]
October 07, 2026
As year-end approaches, we want to ensure every dollar you give goes as far as possible.
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