The Stan Clark Financial Team’s Perspectives on

Asset Allocation

Key Readings

 

Asset Allocation: Your most important investment decision

Your first – and probably your most important – investment decision is how to divide your money into different types of assets. This is called asset allocation. In this white paper, we will discuss: What asset allocation means; the types of assets; and how they differ. Finally, we’ll look at how to decide the best asset allocation for you.  Learn more

What's your best mix

Some people invest aggressively in the stock market hoping for fast gains. Others play it safe, sticking to bonds. Too often, both types of people lose. The first type loses money by over-estimating their ability to withstand volatility. The second type loses by failing to keep up with inflation or their future financial needs.  Learn more

153 year returns

Compares the historical stock and bond returns for 153 years. Also shows how the returns, risks and consistency changes depending on the time horizon.  Learn more

Financial fundamentals

Three of the most important financial fundamentals – life expectancy, inflation and compound interest.  Learn more

Perspectives articles by topic
Written by the Stan Clark Financial Team

 

Articles about your asset allocation

Asset allocation: Your most important investment decision   Read / Watch / Transcript

Asset allocation: Risks and returns of equities vs. fixed income   Read / Watch / Transcript

Asset allocation: Stocks vs. bonds over the past 153 years   Read

Asset allocation: The best asset mix for your needs   Read / Watch / Transcript

Asset Allocation: Finding your comfort level when stocks fluctuate   Read / Watch / Transcript

Asset Allocation: Your best mix – putting it all together   Read

Combined series
 

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Stocks for the long run

Five reasons stocks help preserve and grow wealth   Read / Watch / Transcript

Compound interest – the eighth wonder of the world   Read / Watch / Transcript

With the stock market, the trend is your friend   Read

Records are meant to be broken   Read

Time in the market vs. timing the market   Read

Volatility is not the same as risk   Read

How earnings yield helps forecast stock market return   Read

Think – and act – for the long term   Read

Shiller vs. Siegel: Is the stock market overvalued?   Read
 

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Why we need bonds

Why bother with bonds? Here are important reasons   Read

High-yield bonds and preferred shares – it's not a free lunch   Read / Watch / Transcript

Bond ladders   Read / Watch / Transcript

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Don't ignore inflation

What is inflation/deflation – and how does it affect you? (Part 1)   Read / Watch / Transcript

How inflation/deflation affects you (Part 2)   Read / Watch / Transcript

Inflation vs. deflation: Which is more likely?   Read / Watch / Transcript

Inflation vs. deflation: Which is more likely? Part 2   Read / Watch / Transcript

Thinking for the long term: life expectancy and inflation   Read

Expecting more from life expectancy tables   Read

Inflation and stock market returns   Read

The CPI: How - and how well - it works as a measure of inflation  Read

Today's inflation - compared to massive inflation of the 1970s  Read

The 'suprasecular' decline in interest rates  Read

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Other articles on asset allocation

The presidential election cycle and stock market returns   Read / Watch / Transcript

Currency ebbs and flows   Read / Watch / Transcript

Changing thoughts on dividend payouts   Read

Three Major Asset Classes…according to Warren Buffett   Read

Inverted yield curve: What is it really predicting?   Read

Benchmarks: How do you know how well you're doing?   Read

Benchmark indexes: They don't always tell the whole story   Read

Time to bust some popular investing myths   Read

Maybe not a recession, despite negative growth   Read

The case for international diversification  Read