Stanley Clark, MBA, CFA, CFP®
Stan has direct responsibility for the team and oversees all areas of financial planning, investment selection and investment management.
You will work directly with Stan in setting the overall strategy and direction of your investments and financial plans.
Experience and credentials
Stan's experience, education and training for more than 40 years has focused on investing, personal finances, economics and business. He has provided financial advice to affluent individuals since 1987.
- MBA, Stanford University
- CFA (Chartered Financial Analyst)
- CFP (Certified Financial Planner)
- PM (Portfolio Manager)
- BSA, Agricultural Economics & Business, University of Manitoba
Outside of work, Stan tries to do something active every day. To keep up with this goal, he's played hockey regularly since he was a kid and enjoys snowboarding through trees and also down steep, powdered runs. Stan supplements his active lifestyle with golfing, biking and water-skiing.
Stan is married to Joanne and they have two daughters, two sons-in-law and two grandchildren.
Meet Stan
Introduction to Stan Clark of The Stan Clark Financial Team
Introduction to Stan Clark
[Stan Clark, Portfolio Manager & Senior Wealth Advisor, CIBC Private Wealth – Wood
Gundy]
Trust is everything in this business and the key for building trust is to be worthy of trust. For
me it's very simple. First you have to always always, always tell the truth. So not part truth,
tell the whole truth, nothing but the truth.
Started back in 1987. Been doing this since then and so far seems to have been a good
good fit for me.
Our team's full of learners, we have a great pool of expertise and experience on the team
and perspectives.
I think the thing that makes me feel the proudest and the best is when clients express their
appreciation or how we've made a difference in their life. Probably the biggest is when we
have clients who have transitioned from looking at the future with apprehension to where
they've switched and looking to it with anticipation and joy.
And we have many stories of that. And it's that's what keeps me coming to work.
Disclaimers
CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries,
including CIBC Wood Gundy, a division of CIBC World Markets Inc. The CIBC logo and
“CIBC Private Wealth” are trademarks of CIBC, used under license. “Wood Gundy” is a
registered trademark of CIBC World Markets Inc.
Stan Clark is an Investment Advisor with CIBC Wood Gundy in Vancouver. The views of Stan
Clark do not necessarily reflect those of CIBC World Markets Inc.
If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor.
Michael Chu, CFA, CFP
Michael is our specialist in investment research and information technology. He works with Elaine, Heather, Jocelyn, Tom and Stan to verify strategy buys and sells. Michael is also available if you have in-depth questions about the specific investments selected for your accounts.
Experience and credentials
- CFA (Chartered Financial Analyst)
- CFP (Certified Financial Planner)
- BBA, Simon Fraser University, specializing in Finance and Management Information Systems
- Michael has been with CIBC Wood Gundy since 1996.
Michael was born in Hong Kong and came to Canada when he was about one. When he's not at work, he enjoys being active in sports such as biking, hockey and volleyball. Michael says if he wasn't in finance, he'd be in the high-tech industry.
Meet Michael
Introduction to Michael Chu of The Stan Clark Financial Team
Introduction to Michael Chu
[Michael Chu, Portfolio Manager & Senior Wealth Advisor, CIBC Private Wealth – Wood
Gundy]
Hi, my name is Michael Chu.
I'm a investment advisor and portfolio manager.
Very early in my career it was instilled in me that treating people honestly and fairly are the
foundation of a strong and long term relationship. Whether you're just starting your first real
job or contemplating or already in retirement, everyone can use financial advice. Important
things like how much you need to save or how much you can afford to spend. These
important decisions have such a huge impact on our lives.
Earning trust is so important to us and it just makes life easier for everyone. I believe being
transparent and consistent in what we do is a solid foundation to earning trust and building
relationships.
We're also big on education so clients can understand and feel comfortable with what we
do. I feel that education also helps counter irrational or emotional instincts and helps keep
perspective on long term goals.
Everyone works hard to save for their futures, but with good advice, be it a financial plan,
asset makes, or stock selection, we can help optimize their wealth to make their future
lives a little bit easier or better.
Disclaimers
CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries,
including CIBC Wood Gundy, a division of CIBC World Markets Inc. The CIBC logo and
“CIBC Private Wealth” are trademarks of CIBC, used under license. “Wood Gundy” is a
registered trademark of CIBC World Markets Inc.
Michael Chu is a Portfolio Manager and Senior Wealth Advisor with CIBC Wood Gundy in
Vancouver. The views of Michael Chu do not necessarily reflect those of CIBC World
Markets Inc.
If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor.
Sylvia Ellis, TEP, CLU, CHS
Sylvia is our specialist in financial planning, estate planning and insurance. She provides support to Elaine, Heather, Jocelyn, Tom and Stan in projecting and planning your overall financial affairs. Sylvia is also available to work directly with you on any unusual or complex financial planning or estate planning needs.
Experience and credentials
- TEP (Trust and Estate Practitioner)
- CLU (Chartered Life Underwriter)
- CHS (Certified Health Insurance Specialist)
- Sylvia has been with CIBC Wood Gundy since 1995.
Sylvia is half Austrian and half Japanese, which provided an interesting upbringing – growing up between schnitzel and sushi! She has a cute little dog named Kobe, who often visits the office to bond with the team. Sylvia and her husband enjoy traveling and attending plays, concerts and sporting events.
Meet Sylvia
Introduction to Sylvia Ellis of The Stan Clark Financial Team
Introduction to Sylvia Ellis
[Sylvia Ellis, Senior Estate Planning Advisor, CIBC Private Wealth – Wood Gundy]
Hi, I'm Sylvia Ellis and I'm a financial and estate planning advisor on the Stan Clark
Financial Team.
I first started in the industry when a family friend invited me to help out in this practice for a
few months and that turned into a couple of years and thus began my career in the
industry.
I now hold my Trust and Estate Practitioner and Chartered Life Underwriter designations
and it really helped that I initially wanted to go into accounting and so this has been an
ideal fit for me.
In addition to being honest and transparent, we listen to our clients with empathy and
understanding, not being afraid to ask somewhat difficult questions but in a sensitive
manner I feel is really important.
And from a team perspective, we provide learning resources that clearly outline the basics
of investing and financial planning and what we do and why.
And we love getting to know our clients. We've seen them through their careers, through
their retirement, new homes, whether they're upsizing or downsizing, and through having
children and grandchildren and their travels.
With each and every review, it's like catching up with family and friends.
Disclaimers
CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries,
including CIBC Wood Gundy, a division of CIBC World Markets Inc. The CIBC logo and
“CIBC Private Wealth” are trademarks of CIBC, used under license. “Wood Gundy” is a
registered trademark of CIBC World Markets Inc. Insurance services are available through
CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are available
through CIBC Wood Gundy Financial Services (Quebec) Inc.
Sylvia Ellis is a Senior Estate Planning Advisor with CIBC Wood Gundy in Vancouver. The
views of Sylvia Ellis do not necessarily reflect those of CIBC World Markets Inc.
If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor.
Tom Cowans, CFA, CFP®
Tom specializes in investment research, portfolio management and financial planning. He works with Mike, Stan, Elaine, Heather, Jocelyn and Sylvia to help evaluate investments and in projecting and planning your overall financial affairs.
Experience and credentials
- CFA (Chartered Financial Analyst)
- CFP (Certified Financial Planner)
- PM (Portfolio Manager)
- BA in Economics and Statistics, University of Exeter, England
- Tom has been with CIBC Wood Gundy since 2013.
Tom was born and raised in England and immigrated to Canada in 2012. He is married with a son and daughter. When not spending time with his family, Tom also likes to stay active and enjoys cycling, running, hiking and skiing.
Meet Tom
Introduction to Tom Cowans of The Stan Clark Financial Team
Introduction to Tom Cowans
[Tom Cowans, Portfolio Manager & Wealth Advisor, CIBC Private Wealth – Wood Gundy]
Hi, I'm Tom Cowans.
I'm a wealth advisor on the Stan Clark Financial Team. I've always been very much into
numbers, maths and economics. And so that led into my undergraduate degree in
economics and statistics and then later a career in investment banking, which I found, you
know, thoroughly enjoyable.
But it was a bit of a cold corporate environment and I found it lacking in terms of my ability
to kind of make a difference and connect with people one-on-one. So I made a move into
wealth management and it was a great fit for me.
So I believe in being open and honest with clients. Ultimately, we don't make promises we
don't think we can keep.
We invest alongside of our clients with that, which I think is very powerful, very important.
I'm a big fan of the phrase: Rome wasn't built in a day. I think it applies to so many things in
life, whether it's keeping fit or finance. Things are generally born out of consistent hard
work, good practice and there's no usually no quick fixes for most things in life.
So that's one that kind of keeps me going in work and family and everything else.
Disclaimers
CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries,
including CIBC Wood Gundy, a division of CIBC World Markets Inc. The CIBC logo and
“CIBC Private Wealth” are trademarks of CIBC, used under license. “Wood Gundy” is a
registered trademark of CIBC World Markets Inc.
Tom Cowans is a Portfolio Manager and Wealth Advisor with CIBC Wood Gundy in
Vancouver. The views of Tom Cowans do not necessarily reflect those of CIBC World
Markets Inc.
If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor.
Elaine Loo, B.Comm., CFA, CFP
Elaine, along with Jocelyn and Heather, are responsible for your financial planning and for the day-to-day monitoring and maintenance of your investment portfolios. One of them is assigned to every family and is your first point of contact for most questions or requests. They work closely with each other, Stan, Michael, Tom and Sylvia to develop your overall financial plan and to ensure your portfolio has the best investments to meet your goals.
All three are fully qualified Associate Investment Advisors and have earned the Chartered Investment Manager designation in addition to completing the Canadian Securities Course and Conduct and Practices Handbook through the Canadian Securities Institute.
Elaine has a Bachelor of Commerce degree from the University of British Columbia and has earned the CFA (Chartered Financial Analyst) and CFP (Certified Financial Planner) designations and is a licensed Portfolio Manager (PM). Elaine has been with CIBC Wood Gundy since 1997.
Elaine and her husband have a second job – keeping up with their two sons! Elaine's favourite travel destinations are Hawaii and the Caribbean, where she savours relaxing on a hot, sunny beach.
Meet Elaine
Introduction to Elaine Loo of The Stan Clark Financial Team
Introduction to Elaine Loo
[Elaine Loo, Portfolio Manager & Wealth Advisor, CIBC Private Wealth – Wood Gundy]
My name is Elaine Loo.
I live in North Burnaby with my husband and two teenage boys. I also have a four year old
Cocker spaniel poodle mix dog named Mochi and between all four of them it keeps me
busy every day.
I'm one of three relationship managers on the team. My job is to build and strengthen client
relations and understand how I can help them. I learn what their current situations are and
understand what their future aspirations are and work together with them to create a path
to merge the two.
When interacting with clients, I remain focused and patient and take the time to
understand the needs that they're trying to communicate with me and in helping them
resolve their issue.
I use due diligence and maintain honesty and transparency in my response.
I want to help my clients feel confident enough in their investments to be able to financially
achieve their goals.
Honesty and transparency are very important to me. I believe that's just as important at
work as it is in everyday life, and I tried to teach my kids the same values.
Disclaimers
CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries,
including CIBC Wood Gundy, a division of CIBC World Markets Inc. The CIBC logo and
“CIBC Private Wealth” are trademarks of CIBC, used under license. “Wood Gundy” is a
registered trademark of CIBC World Markets Inc.
Elaine Loo is a Portfolio Manager and Wealth Advisor with CIBC Wood Gundy in Vancouver.
The views of Elaine Loo do not necessarily reflect those of CIBC World Markets Inc.
If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor.
Jocelyn Johansson, PFP
Jocelyn, along with Elaine and Heather, are responsible for your financial planning and for the day-to-day monitoring and maintenance of your investment portfolios. One of them is assigned to every family and is your first point of contact for most questions or requests. They work closely with each other, Stan, Michael, Tom and Sylvia to develop your overall financial plan and to ensure your portfolio has the best investments to meet your goals.
All three are fully qualified Associate Investment Advisors and have earned the Chartered Investment Manager designation.
Jocelyn has a Bachelor of Arts: Sociology degree from the University of Western Ontario, a Diploma in Financial Management from the British Columbia Institute of Technology and has earned the PFP (Personal Financial Planner) designation. Jocelyn has been with CIBC Wood Gundy since 2005.
Jocelyn was born and raised in North Vancouver, where she still lives. She started her favourite sport, skiing, when she was just 2½ years old – and still skis as much as she can. Jocelyn also enjoys hiking, playing soccer and socializing with family and friends. She's married with two rambunctious sons and an even more rambunctious yellow lab!
Meet Jocelyn
Introduction to Jocelyn Johansson of The Stan Clark Financial Team
Introduction to Jocelyn Johansson
[Jocelyn Johansson, Portfolio Manager & Wealth Advisor, CIBC Private Wealth – Wood
Gundy]
My name is Jocelyn Johansson.
I'm with the Stan Clark Financial Team, and my summer job during university was as a bank
teller at RBC, and I thought that finance was a little more exciting than what I was doing at
university. So I went to BCIT and studied financial management.
Accounting was not my strong suit, Math and finance were. So I stuck with the financial
planning and financial management and started working out with Gundy right after.
I find that building trust with clients is really based around listening to them and trying to
dig deeper into their problems and what their wants are and their needs and truly
understand what they want.
So really, if you can just sit there and listen and then ask clarifying questions, that helps. So
they really feel that you are actually taking in what they want you to hear. I think the biggest
success story is when you hear that a client has fulfilled a lifelong dream of either paying
down their mortgage, sending their children to university, going on a dream vacation, buying
that car they've always wanted, those kind of things where you've helped them create this
financial plan and they've reached this goal and they're happy.
Disclaimers
CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries,
including CIBC Wood Gundy, a division of CIBC World Markets Inc. The CIBC logo and
“CIBC Private Wealth” are trademarks of CIBC, used under license. “Wood Gundy” is a
registered trademark of CIBC World Markets Inc.
Jocelyn Johansson is a Portfolio Manager and Wealth Advisor with CIBC Wood Gundy in
Vancouver. The views of Jocelyn Johansson do not necessarily reflect those of CIBC World
Markets Inc.
If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor.
Heather Guzak, PFP
Heather, along with Jocelyn and Elaine, are responsible for your financial planning and for the day-to-day monitoring and maintenance of your investment portfolios. One of them is assigned to every family and is your first point of contact for most questions or requests. They work closely with each other, Stan, Michael, Tom and Sylvia to develop your overall financial plan and to ensure your portfolio has the best investments to meet your goals.
All three are fully qualified Associate Investment Advisors and have earned the Chartered Investment Manager designation in addition to completing the Canadian Securities Course and Conduct and Practices Handbook through the Canadian Securities Institute.
Heather has a Bachelor of Arts: Political Science and International Relations degree from the University of British Columbia and has earned the PFP (Personal Financial Planner) designation. Heather has been with CIBC Wood Gundy since 2006.
Heather is part British and part Myanmar, which may explain her love for spicy food! She is married with two young children. When her busy lifestyle allows some spare time, you can find Heather sneaking in a workout at the gym.
Meet Heather
Introduction to Heather Guzak of The Stan Clark Financial Team
Introduction to Heather Guzak
[Heather Guzak, Wealth Advisor, CIBC Private Wealth – Wood Gundy]
My name is Heather Guzak and I am a relationship manager.
When I graduated with my degree from UBC, I knew that I wanted to pair my favorite
subject, math, with, you know, working with clients and be part of a team.
Financial industry was always something that seemed more natural to me. So when the
opportunity came to work with Stan and his team, I thought it'd be a great fit.
One of the biggest challenges I actually faced was probably having children and balancing
that family life with my career. Being a mom's really taught me to advocate for my children,
work together to create goals.
This has moved over to how I deal with my clients. So I like to ensure that their needs are
met, have them understand that they are the most important part of our process, and just
have them comfortable with the decisions that we make together. I really want to
understand their goals and have them know that as their goals are met, I'm equally as
excited as they are.
Disclaimers
CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries,
including CIBC Wood Gundy, a division of CIBC World Markets Inc. The CIBC logo and
“CIBC Private Wealth” are trademarks of CIBC, used under license. “Wood Gundy” is a
registered trademark of CIBC World Markets Inc.
Heather Guzak is a Wealth Advisor with CIBC Wood Gundy in Vancouver. The views of
Heather Guzak do not necessarily reflect those of CIBC World Markets Inc.
If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor.
Meghan Jones
Meghan manages and oversees all the operational aspects of client portfolios. This includes opening of new accounts, maintaining documentation on existing accounts and also transfers of assets into and out of client accounts.
Meghan has a Bachelor of Arts: Economics and Environmental Studies degree from the University of Victoria. She started with CIBC Wood Gundy in March 2013.
Meghan was born and raised in Vancouver and now resides in New Westminster. She enjoys hiking and wake surfing in the summer and skiing in the winter. Meghan and her husband, Adam, enjoy cooking, traveling, and attending local music and art shows.
Anna Mercado
Anna handles the administrative duties for the team. This includes documentation, transfers and other client requests. Anna has a HCA (Health Care Assistant) Certificate and worked in the healthcare industry before moving to finance. She started with Wood Gundy in 2022.
Anna was born in Vancouver but now lives in Port Coquitlam with her husband and two children. Summer is her favourite season as it reminds her of the heat in Mexico which is where her family was originally from. She enjoys reading, watching movies, camping, riding motorcycles and travelling, especially to Mexico to visit family. She is fluent in English, Spanish and French.