Many times portfolio managers spend a great number of pages outlining their approach to investment management including such things as diversification, risk mitigation, downside risk, global reach, access to various asset classes, behavioural considerations, standard deviation, beta, etc. The list can go on and on and is mainly a lot of industry jargon.
I view portfolio management as an extremely important area and do all of the above items, however it is somewhat like getting a listing of every single bit of detail surrounding an upcoming surgery you are about to have (including the particular size of scalpel) ….similarly this depth of information is less than useful. We take care of this part for you; we are disciplined and rigorous in our approach (detail is our orientation).
What you need to know is that I have a team of analysts, portfolio managers and expert economists behind me that outline our firm approach (which I follow) and I myself hold a Chartered Financial Analyst designation (CFA) as well as a Certified Financial Planner designation (CFP). I will help navigate and translate the technical side for you if you wish, however there is absolutely no need if you prefer to focus on your life instead. I am your fiduciary.
Having said this, as a brief summary:
- Primarily your portfolio will be invested in the Investment Consulting Service (firm approach):
- One of Canada’s premier programs providing discretionary management while engaging with top pension-quality institutional money managers
- In creating your recommendation, your portfolio manager has access to over 25 managers (one being CIBC Asset Management), spanning 120+ investment strategies covering all investment classes and styles.
- Both private pools as well as individual holdings will be used and our in-house team of experts provides timely research support to guide portfolio construction
- Every component of this program is professionally managed and it will have the oversight of your dedicated Portfolio Manager and her team
- In addition, when appropriate, your portfolio manager has the flexibility to use, individual GICs, high quality bonds, exchange traded funds (ETFs) and can house concentrated positions
- Use of these products may reduce your overall cost structure
- Although my license is very broad, given my background and training, a discretionary firm approach will represent the majority of your portfolio besides the areas listed above, which will be used only when appropriate
Given the brief explanation, feel free to ask me any question that you might have; happy to help explain.