Tim uses a value-oriented investment approach, with emphasis on good value investment associated with low risk. His conservative clientele is made up of people with investments ranging from fixed income securities (government bonds, Treasury bills & corporate paper, high quality corporate bonds, foreign currency bonds, etc.) to equities (common stocks, preferred stocks, foreign stocks & mutual funds).
Tim's investment philosophy incorporates four basic principles:
1) Preservation of capital comes first.
2) A financial plan is essential. We are all living longer than previous generations.
3) Expectations should counterbalance risk/reward and must be in line with each investor's financial goals.
4) Professional money management is key. Proper administration of any investment requires daily scrutiny.
This disciplined investment approach and philosophy is a highly effective strategy in building and preserving wealth. Clients can achieve their financial goals while maintaining peace of mind.
Growing or selling a business?
As a business owner you need an advisor who understands the complex investment needs of today's entrepreneur. We will work closely with your bankers, lawyers and other advisors to help ensure the advice you receive is consistent.
Planning for retirement, or already retired?
By assisting in the creation of an income-generating portfolio, we can help ensure your portfolio allows you to enjoy the lifestyle you've worked, dreamed and saved for.
Unsure of how to best manage a recent settlement or estate?
Whether from the recent sale of a business, the exercise of stock options, a settlement or an estate, coming into a large sum of money can be a confusing and daunting experience. We can design and implement a plan to ensure that your money is being managed in the most productive and prudent manner.
