Valerie Schroeder - Women & Wealth

Women & Their Wealth

The Schroeder Wealth Management Group specializes in helping women take charge of their financial future and invest with confidence to prepare for all stages of life. We understand and empathize with the challenges in managing family, children, community and career. We provide our clients with the confidence and support they are looking for when it comes to investing and our clients enjoy our open door policy, prompt response time and honest approach. As a partner to our clients, we help create wealth, protect wealth, and pass it on to future generations.

Women & Their Wealth – Unique needs:

Despite the fact that women are more educated and in control of more wealth than ever before, many women still don't feel financially secure. In fact, a recent survey by Allianz Life Insurance indicates that "the thought of running out of money in retirement is what 57% of women say keeps them up at night."

Women tend to take a more holistic approach to investing, placing more emphasis on understanding all of the options and regularly reviewing their situation. But just as women define money, wealth, and financial success differently than men, they also approach investing and financial planning differently:

According to a recent survey by Fidelity Investments:

1. Women feel less confident than men about investing and their financial future.

60% of women worry about not having enough money to last through retirement
62% of women say they could use more knowledge to enable them to make smart financial decisions and are at least a little confused when it comes to navigating their future financial path

2. Women simply need more money. It is a fact that women live on average seven years longer than men, are often paid less and typically work fewer years, resulting in lower government pensions and employer-provided benefits. According to Fidelity, among women who are offered retirement guidance through their employer, 65% do not take advantage of it.

3. Women have more responsibilities. Women who work full-time still shoulder a majority of the household and childcare duties and they may also be part of the "sandwich generation" looking after both parents and children.

Despite this, 83% of women want to get more involved in their finances within the next year and say more support would encourage them to become more engaged in their finances. No matter what your situation is, Valerie can help you transition into individual independence, while always looking out for your best interests. She will help you explore the best financial options that will prepare you for the rest of your life.

We understand that women tend to ask more questions, want to know more about different options, and usually make more carefully planned investment decisions. We ensure we spend the time to help clients understand and evaluate financial strategies. We provide clear explanations on the variety of options available to you, why we recommend the particular strategy, and how it fits into your overall financial plan. Even more importantly, we listen carefully, respects your ideas, and do not rush into an immediate solution.

Schroeder Wealth Management Group offers customized wealth management solutions to entrepreneurial woman with busy careers, women who are the CEOs of their household, retired widows and recently divorced. Most importantly we are passionate about helping clients achieve financial peace of mind and it is the foundation of our practice.