Yassine Memmi, F.Pl.
With more than a decade of experience in the financial services industry, I specialize in supporting high-net-worth families, executives, and entrepreneurs who require sophisticated solutions beyond traditional investment management.
As a graduate with a Master’s degree in Finance and Portfolio Management and a holder of the CERTIFIED FINANCIAL PLANNER® designation, I deliver a comprehensive, personalized approach tailored to the unique needs of discerning clients.
My Mission
To protect capital, provide clarity, and build enduring legacies through integrated, coherent strategies.
Areas of Focus
- Wealth Management
- Tax-efficient investment planning
- Estate Planning
- Insurance Strategies
Investment Solutions
I offer a wide range of investment solutions designed to meet the diverse needs and goals of my clients. From traditional investments such as equities, fixed income, and ETFs, to alternative strategies including private equity, private debt, and access to exclusive private funds, my approach is centered on diversification, risk management, and long-term value creation. By leveraging both public and private market opportunities, I help clients build resilient portfolios that align with their ambitions and risk tolerance.
Client Solutions
Wealth Preservation & Life Transitions:
I help clients safeguard their wealth, navigate significant life events, and ensure the well-being of those who matter most.
Entrepreneurial Advisory:
For business owners and executives, I offer strategic guidance on succession planning, business exit strategies, liquidity solutions, and the establishment of structures for efficient value transfer.
Family & Philanthropic Planning:
I assist families seeking meaningful impact, supporting philanthropic initiatives that align with family values, governance, tax efficiency, and legacy goals.
Approach
Clients turn to me when complexity arises—whether from outdated strategies, fragmented advice, or decisions with far-reaching consequences. I bring rigor and discretion to every relationship:
- Attentive Listening: Understanding your unique circumstances and aspirations.
- Goal Summarization: Capturing what matters most to you and your family.
- Actionable Planning: Translating your objectives into clear, executable strategies, with a focus on accountability and results.
Values
As a dedicated family man, I recognize the importance of caring for loved ones, and I consistently assume the roles of educator, listener, and problem solver for my clients.
Personal Interests
Outside of my professional pursuits, I am passionate about motorcycle riding, photography, scuba diving, and tennis.
Experience the difference of integrated wealth management, where your ambitions and legacy are at the heart of every plan.
Avery Shenfeld, PhD
Managing Director & Chief Economist, CIBC Capital Markets
Avery Shenfeld is Managing Director and Chief Economist of CIBC Capital Markets. He has been with CIBC since 1993 and is widely recognized as one of Canada's leading economists for his perceptive analysis and insight on economic developments and their implications for financial markets.
He is a repeat winner of the Dow Jones Market Watch forecasting award and has received awards for forecast accuracy on the U.S. and Canadian economies by Bloomberg Markets. He has also been consistently ranked as one of the top Canadian economists by institutional investors.
His prior background includes experience in management consulting. He was on the economics faculty at the University of Toronto and in the summer program at Harvard's John F. Kennedy School of Government. He has addressed numerous business groups and has been quoted in the media in the United States, Canada, Asia and Europe.
Dr. Shenfeld holds a PhD in Economics from Harvard University.
Mark Muchantef, Pl. Fin
Financial Planning Specialist
Mark has over 7 years of experience in financial services. His passion is helping clients build a sound and comprehensive plan that meets their financial and life goals. He is committed to serving his clients by prioritizing their best interest and by offering high-quality advice through life-long learning in wealth management. He has completed both undergraduate and graduate studies at McGill University, is a member of the Order of Financial Planners in Quebec (IQPF) and has earned a specialization in the insurance of persons (LLQP). He is currently pursuing the CFA designation as a level 2 candidate, which is the highest professional standard in portfolio management.
Nathalie Lemelin
Financial Planning Specialist
Nathalie joined the financial services industry in 1990 and has held several positions in banking and financial planning. She has over 20 years of experience in a financial planning advisory role, supporting a portfolio of clients of nearly 300 families.
This experience has enabled her to help these Canadian families achieve their financial goals. She has been a member of the IQPF since 2004 and has held the position of Financial Planning Specialist since 2021.
Martin Goulet, CPA
Senior Estate Planning Specialist
Martin Goulet is part of the CIBC Private Wealth team. He is an experienced estate planning specialist with a strong expertise in life and health insurance. Martin’s training as a Chartered Professional Accountant and as a Financial Planner allows him to analyze the complex aspects of our clients' financial situation.
Martin started his professional career in a large global accounting firm where he served as an auditor and then as a tax advisor in the firm’s Quebec City and Toronto offices. He has been working as a financial security advisor since 2000.
During his career, Martin delivered several conferences and training sessions on the subject of personal finances, most notably in conjunction with activities organized through the Ordre des CPA du Québec, the Association de planification fiscale et financière and the Centre québécois de formation en fiscalité. Over the past few years, he also gave many training sessions for employees or clients of accounting firms.
Jamie Golombek, CPA, CA, CFP®, CLU, TEP, FCPA
Managing Director Tax and Estate Planning
As CIBC’s tax expert, Jamie supports CIBC Wood Gundy investment advisors in delivering integrated financial planning and advisory solutions to our high-net-worth clients. Jamie is quoted frequently in the national media and writes a weekly National Post column called Tax Expert.
Avery Shenfeld, PhD
Avery Shenfeld is Managing Director and Chief Economist of CIBC Capital Markets. He has been with CIBC since 1993 and is widely recognized as one of Canada's leading economists for his perceptive analysis and insight on economic developments and their implications for financial markets.
He is a repeat winner of the Dow Jones Market Watch forecasting award and has received awards for forecast accuracy on the U.S. and Canadian economies by Bloomberg Markets. He has also been consistently ranked as one of the top Canadian economists by institutional investors.
His prior background includes experience in management consulting. He was on the economics faculty at the University of Toronto and in the summer program at Harvard's John F. Kennedy School of Government. He has addressed numerous business groups and has been quoted in the media in the United States, Canada, Asia and Europe.
Dr. Shenfeld holds a PhD in Economics from Harvard University.
Mark Muchantef, Pl. Fin
Mark has over 7 years of experience in financial services. His passion is helping clients build a sound and comprehensive plan that meets their financial and life goals. He is committed to serving his clients by prioritizing their best interest and by offering high-quality advice through life-long learning in wealth management. He has completed both undergraduate and graduate studies at McGill University, is a member of the Order of Financial Planners in Quebec (IQPF) and has earned a specialization in the insurance of persons (LLQP). He is currently pursuing the CFA designation as a level 2 candidate, which is the highest professional standard in portfolio management.
Nathalie Lemelin
Nathalie joined the financial services industry in 1990 and has held several positions in banking and financial planning. She has over 20 years of experience in a financial planning advisory role, supporting a portfolio of clients of nearly 300 families.
This experience has enabled her to help these Canadian families achieve their financial goals. She has been a member of the IQPF since 2004 and has held the position of Financial Planning Specialist since 2021.
Martin Goulet, CPA
Martin Goulet is part of the CIBC Private Wealth team. He is an experienced estate planning specialist with a strong expertise in life and health insurance. Martin’s training as a Chartered Professional Accountant and as a Financial Planner allows him to analyze the complex aspects of our clients' financial situation.
Martin started his professional career in a large global accounting firm where he served as an auditor and then as a tax advisor in the firm’s Quebec City and Toronto offices. He has been working as a financial security advisor since 2000.
During his career, Martin delivered several conferences and training sessions on the subject of personal finances, most notably in conjunction with activities organized through the Ordre des CPA du Québec, the Association de planification fiscale et financière and the Centre québécois de formation en fiscalité. Over the past few years, he also gave many training sessions for employees or clients of accounting firms.
Jamie Golombek, CPA, CA, CFP®, CLU, TEP, FCPA
As CIBC’s tax expert, Jamie supports CIBC Wood Gundy investment advisors in delivering integrated financial planning and advisory solutions to our high-net-worth clients. Jamie is quoted frequently in the national media and writes a weekly National Post column called Tax Expert.