DISCOVER A BETTER WAY
For nearly thirty years Apel Investment Group is earning the trust and confidence of our valued clients.
CIBC Private Wealth Management was established to meet the unique needs of high-net-worth clients by integrating private banking, investment management and trust solutions though comprehensive financial planning and specialized advisory capabilities. Today, Private Wealth Management plays an important role in CIBC’s overall advisory offer, employing over 450 individuals across Canada and managing nearly $20 billion in assets. At Private Wealth Management, we believe in a holistic approach to wealth management, incorporating all aspects of clients' financial affairs to provide an integrated plan to help grow and preserve their wealth. Our services include:
- Private Banking and Credit Management: We create customized banking solutions based on your needs, from simple day-to-day banking to complex cash and credit management solutions.
- Portfolio Management and Investment Advice: Since 1905, generations of Canadians have relied on the expertise of CIBC Wood Gundy Investment Advisors to manage their financial futures. Our exclusive discretionary and premium portfolio management services allow for personalized advice and tailored investment strategies to meet your financial objectives. We draw on the expertise and capabilities of CIBC Capital Markets as well as the financial strength of the CIBC Group of companies. Central to the integrated CIBC Private Wealth Management approach, our advisors are well positioned to access and deliver integrated wealth management solutions to High Net Worth individuals and families across Canada.
- Financial Planning: We provide a wealth management plan that reflects your priorities and focuses on helping you achieve your financial goals.
- Executor and Trustee Services: With expertise in estate and trust administration, property management, investment management and tax preparation, we can help you preserve and protect what is important to you.
Please contact us for a Confidential review or a second opinion, and discover a better way, today and for your next twenty years. Yves direct line is 905-523-9433 or toll-free 866-222-0610. You can also contact follow him on Twitter or contact him at yves.apel@cibc.com
Yves Apel
Senior Investment Advisor
Yves is an industry veteran who has built a practice by delivering uncompromising value and a commitment to an elevated client experience. “I want our clients to be treated with respect, focus, and sophistication.” After thirty years, Yves is especially proud to work with several multi-generational families that continue to grow and prosper.
Harsh Chahal, CIM®
Financial Associate
Harsh serves as Yves’ indispensable ally in investment management. His daily responsibilities encompass market monitoring, client account evaluation, managed funds’ reviews, and brainstorming with Yves for innovative investment strategies. Harsh has earned the Chartered Investment Manager (CIM®) designation and holds certification in Derivative Market Strategies.
Puvana Murugesu
Client Associate
Puvana is a wealth management industry veteran, having joined CIBC in 1999. Using her experience, she advocates for clients with various departments. She is in charge of the accuracy of monthly deposits, reconciliation of daily activities, online support, insurance administration, and overall team operations. If it’s time-sensitive, Puvana will even come to your door; otherwise, she is only a call, a text, or an email away.
Renas Peshdary
Administrative Assistant
Renas oversees incoming client transfers, wires, stock-related events, foreign exchange, tailored tax reporting, and complex estate settlements. Renas is a key person who liaises with clients’ accountants, bankers, and lawyers. Renas has worked in banking and wealth management for almost fifteen years and is an aspiring fashion designer.
Yves Apel
Yves is an industry veteran who has built a practice by delivering uncompromising value and a commitment to an elevated client experience. “I want our clients to be treated with respect, focus, and sophistication.” After thirty years, Yves is especially proud to work with several multi-generational families that continue to grow and prosper.
Harsh Chahal, CIM®
Harsh serves as Yves’ indispensable ally in investment management. His daily responsibilities encompass market monitoring, client account evaluation, managed funds’ reviews, and brainstorming with Yves for innovative investment strategies. Harsh has earned the Chartered Investment Manager (CIM®) designation and holds certification in Derivative Market Strategies.
Puvana Murugesu
Puvana is a wealth management industry veteran, having joined CIBC in 1999. Using her experience, she advocates for clients with various departments. She is in charge of the accuracy of monthly deposits, reconciliation of daily activities, online support, insurance administration, and overall team operations. If it’s time-sensitive, Puvana will even come to your door; otherwise, she is only a call, a text, or an email away.