Walter Scott focuses on managing global and international equity portfolios. Its investment philosophy is growth-oriented, and it seeks out blue-chip companies whose sector of activity benefits from above-average sustainable growth. This approach allows your investments to grow and produce solid long-term returns. Walter Scott uses in-house research methods to select and monitor securities. The Walter Scott Global Growth Equity strategy aims to achieve long-term capital appreciation by investing in quality companies that generate strong, sustainable growth. The strategy may invest part of the portfolio in emerging markets.

CIBC Private Wealth Management is part of CIBC Bank and provides wealth management advice and solutions to high net worth clients. The U.S. Equity Core Model Portfolio seeks to maximize total return and outperform its underlying benchmark by investing primarily in mid- and large-cap U.S. companies using a disciplined, multidisciplinary investment approach. based on fundamental, quantitative analysis.

CIBC Private Wealth Management is part of CIBC Bank and provides wealth management advice and solutions to high net worth clients. The model aims to achieve long-term capital and income growth by investing primarily in proven Canadian companies using a rigorous, multidisciplinary investment approach based on fundamental, quantitative and technical analysis.

Capital Research and Management Company (Capital Group) is one of the world's largest privately held investment management companies with over 85 years of experience in the investment industry and is globally renowned among investors seeking to obtain superior long-term investment results. Managers take a long-term buying approach by selecting companies that generally demonstrate quality characteristics, such as large profit margins, strong balance sheets and sustainable business models. The long-term purchasing approach allows capital to grow while potentially increasing tax efficiency compared to a high turnover approach

Structured notes are debt securities, typically issued by a bank, that pay a return based on that of one or more underlying reference assets. Notes are “structured” by the issuer, which assigns characteristics based on specific market perspectives and risk tolerance, and can provide exposure to both traditional assets and assets that are not always readily available to investors . Structured notes often provide investors with potential returns in excess of the interest rates offered on fixed income securities and can help investors achieve their specific goals and objectives.