Personal
Age, life cycle, occupation, marital status, familial situation, specific situation,
individual goals.
Investments
Asset management, investment profile, expected return, investment
style, asset allocation, sector & geographical allocation, return analysis
Financial
Income, expenses, lifestyle, emergency funds, savings, investments (RSP, TFSA, RESP, LIRA, non-registered investments, etc.) pension plans, assets, liabilities, real estate
Fiscal
Fiscal efficiency, deductions, exoneration, tax credits and split income.
Retirement
Desired retirement age, lifestyle, income and expense analysis, pensions (RPP, IPP), RSP and other investments
Estate
Heirs, Will revision and updates, liquidators, special legacy, estate freeze, estate trust, living trusts, donations, foundations
Protection
Mandate, shareholder’s agreement, life insurance, disability insurance, home insurance, revenue protection