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CIBC Private Wealth, Wood Gundy CIBC Private Wealth, Wood Gundy

Jeremiah Ribasi, B.Comm, PFP®, CIM®,FCSI®

  • Home
  • About us
    • About Wood Gundy
    • E.R.S Process
    • Meet Your Team
    • Who We Help
    • Community Involvement
  • Services & Solutions
    • Wealth Management Approach
    • Portfolio Management
    • Business Owners
  • Separately Managed Accounts
    • Investment Philosophy
    • Overview of Separately Managed Accounts(SMA)
    • Our Strategies
    • Client Reporting & Oversight
  • Client Resources
    • FAQ's
    • Videos
  • Contact us

E.R.S Process

Address 10180-101 Street Suite 1800 Edmonton AB, T5J 3S4
Telephone Number (780) 429-8938
Email Email us
Email Email
Telephone Number Tel

E.R.S Process

Our vision

Our wealth management approach is based on three pillars: Empower, Re-imagine and Simplify. 

E.R.S Approach

Empower: Our goal is to provide insight and a wealth of financial education and resources to help
our clients have a sense of confidence, freedom and peace of mind.
Re-imagine: We design client focused and goal based strategies as a blueprint for the big picture, differentiated by our commitment to transparency, collaboration and excellence.
Simplify:  We look after your wealth goals and vision while helping bring simplicity and clarity
to important life moments, evolving needs and transitions. 

Our Process

 Step 1: Get to know your unique needs, goals and values

We recognize no two clients are alike and our process begins by understanding your unique goals, values and distinct aspirations to meet your investment goals. In our first conversation, we’ll gather important information that includes your financial situation, investment goals and unique needs, risk tolerance and time horizon to help us prioritize what matters to you.

Step 2: Design an investment approach

With a clear understanding of your unique needs, we’ll create an investment strategy tailored to to meet those needs. We offer a complimentary financial plan that establishes foundation of our relationship and importantly a guiding principle for areas we should tackle such as cashflow management, education planning, retirement planning, investment planning, risk management and insurance planning, tax planning, estate planning and business succession planning (for business owners).

Step 3: Tailor your investment portfolio

At CIBC Wood Gundy, we have autonomy and therefore understand and explore other investment options beyond one size fit all solutions. Our investment strategy will be comprehensive and custom designed portfolio.

Step 4: Review & Rebalance your portfolio to meet your objectives

At times, a strategy will not always go to plan and that’s why we continuously monitor and review your portfolio on an ongoing basis and adjust strategies to meet life’s ever changing priorities and market conditions. This rebalancing allows us to stay on top of your goals and ensure as your needs evolve, so does our value as aligned partners to help you achieve success.

 

Our solutions

 Account Types:

Our team offers both discretionary and non-discretionary full wealth management services for the following account types:

Non-registered

  • Individual & Joint non registered(JTWROS)
  • Corporate Opco & Holdco

Registered

  • Registered Retirement Savings Plan(RRSP)
  • Registered Retirement Income Fund(RRIF)
  • Registered Education Plan(RESP)
  • Tax Free Savings Account(TFSA)
  • Individual Pension Plans(IPP)

Others

  • Trust and Estate
  • Donor Advised Fund(DAF)

Investment Options

  • Cash
  • Separately Managed Accounts(SMA)'s
  • Money Market funds
  • GIC-flexi-CDIC insured
  • T-Bill
  • Commercial Paper

Equity

  • Common stocks
  • Preferred shares
  • ETF's
  • Mutual Funds

Fixed Income

  • Government & Corporate Bonds
  • Stripped bonds
  • U.S Bonds
  • Foreign Currency Bonds
  • Mutual Funds-bonds
  • ETF-bonds

Others

  • Options & Derivatives
  • Foreign Exchange
  • Structured Products(linked notes)
  • Alternative Investments
  • Private Equity
  • REITS
  • IPO's stocks/debentures/ preferred’ s
 
 
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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.