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CIBC Private Wealth, Wood Gundy CIBC Private Wealth, Wood Gundy

Richard Skeels

  • Meet The Team
  • Who We Work With
    • Pre-retirees
    • Aviation Professionals
    • Holistic Health Professionals
  • How We Do It
  • FAQs
  • Get Retirement Clarity
  • Market insights

Pre-retirees

Address Brookfield Place Suite 600 181 Bay Street Toronto ON, M5J 2T3
Telephone Number (416) 594-8674
Email Email us
Email Email
Telephone Number Tel

richard.skeels@cibc.com | LinkedIn | (416) 594-8674

 

I help Pre-retirees get to retirement with clarity and simplicity!

 

Which Pre-retirees do I work with?

 

- Up to 15 years out from retirement

- Currently saving towards retirement

- Professional or business owner 

53% of Canadian are not ready for retirement. What would your life look like with out the correct planning and investments?

Why do I work with Pre-retirees?

 

Check out the Meet the Team tab. I go into more detail there

 

What problems can I help you solve?

 

- At what age can I retire?

- How do I generate tax efficent retirement income?

- Am I paying too much in taxes?

- How much do I need to save per year leading up to retirement?

- Will I run out of money during retirement? 

- Can I even afford to retire?

- Should I defer my CPP and OAS?

- Should I take my CPP early?

- When should I convert my RRSP to a RRIF?

- How can I optimize my estate to be as tax efficient as possible?

- Im I prepared for financial uncertainty in my life? 

 

I am ready for a retirement clarity call

Not sure I am ready to chat, but how can you help me achieve my financial goals?

 
 
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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.