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CIBC Private Wealth, Wood Gundy CIBC Private Wealth, Wood Gundy

James Financial Advisory Group

  • Home
  • Our team
  • Client comments
  • Services
    • What we do
    • The challenges we solve
    • Who we do it for
  • Blog
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  • Contact us

What we do

Address 77 Westmorland Street Suite 770 Fredericton NB, E3B 6Z3
Telephone Number (506) 451-8722
Email Email us
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Telephone Number Tel

What We Do

Our comprehensive approach to wealth management

Team

Investment Management

  • Investment policy statement preparation Investment profiling and suitability assessment to determine a proper asset mix to achieve our client's financial goals
  • Regular reviews to assure asset allocation is aligned to achieve our clients' financial desires
  • Fee compression opportunities available depending on size of account under management

A clock

Investment-related Tax Planning

  • Comparing paying down non-deductable debt to an investment such as an RRSP or TFSA
  • How tax-assisted investments such as RRSPs, TFSAs, and life insurance assist a client in reaching their financial goals
  • Assist in optimizing client's after tax investment income, retirement cash flow, and estate planning

A page from a personalized income plan

Income Planning (Pre and Post Retirement)

  • Detailed cash flow plan preparation
  • Consideration given to gauge the impact of inflation and taxes on pre an post retirement income planning
  • Determination of a client's retirement income goals in order to create an action plan to achieve and sustain a certain lifestyle throughout a client's lifetime management

An estate plan

Insurance and Estate Planning

  • Life and disability needs analysis preparation
  • Determination of a client's lifetime maximum retirement income achievable, which maintaining an estate benefit
  • Assessing estate planning strategies, such as testamentary trusts, and how charitable giving, while alive, can benefit our clients

 

 
 
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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.