For over 24 years, Avin and his dedicated team have delivered exceptional financial services, primarily through client referrals. They collaborate closely with clients to understand their unique financial situations and design customized financial plans and investment portfolios tailored to their needs. A distinctive aspect of our practice is the application of options strategies, such as covered call writing, collars, and secured puts, which aim to generate additional income while minimizing risk. Options may be used to generate income (selling covered Calls & Selling Cash Covered Puts) , for partial portfolio protection, and for potential tax balancing at the end of each year. The team is actively trading significant volumes of top blue-chip stocks, options, and ETFs daily.
Clients working with Avin's team can expect the following:
Comprehensive Understanding of Your Personal Financial Situation
In our initial meeting, we follow a three-step counseling approach. First, we get to know you and understand your needs, objectives, and risk appetite. Next, we leverage our extensive knowledge and access to a diverse range of financial products and services in the North American markets. Finally, we match the best products and services to your requirements at a reasonable cost.
Personal commitment to You
We actively monitor your portfolio and provide updates on market and economic developments. You have continuous access to our team, including home and mobile contact numbers, ensuring prompt responses to any inquiries or concerns. We also schedule periodic meetings to discuss your financial progress and any changes in your personal or financial circumstances.
Client-Centric Approach
We prioritize your interests, seeking to understand your dreams and concerns while providing peace of mind regarding your financial future. Our commitment to continuous improvement ensures that we offer advice and services that deliver real value and are well-suited to you and your family.
Disciplined Due Diligence
We practice rigorous due diligence and continually strive to anticipate and meet your evolving needs. Our belief in teamwork fosters collaboration with financial experts in specialized areas, allowing us to share insights and ideas.
Coordinated Advisory Approach
We work closely with your existing advisors to ensure seamless management of your financial affairs, applying integrity and honesty in all our practices.
Full Disclosure
We keep you informed about the benefits and implications of any recommended investments or strategies, including fees, potential conflicts of interest, and tax or liquidity considerations. Our fee-based practice ensures clients are aware of the fixed percentage fee for our services before engagement. This structure allows us to execute unlimited trades within client accounts, providing access to our latest investment research and insights..
What sets us Apart
Our highly successful practice is built upon educating people through our regular seminars on a diverse range of financial topics, including:
- Covered Call Writing: This defensive strategy creates potential additional revenue streams from blue-chip stocks while offering partial downside protection for existing portfolio holdings.
- North American Stock Market Insights: We explore the composition of the North American stock markets, offering strategies for successful portfolio structuring, particularly in challenging economic conditions.
- Financial Planning 101: This seminar highlights the importance of financial planning as a roadmap to achieving personal financial goals, such as saving for education, home purchases, and retirement.
- Wills and Estate Planning: We emphasize the significance of having a comprehensive estate plan to ensure your assets are transferred to designated beneficiaries while minimizing tax implications.
- Tax Strategies Workshop: This session provides effective investment tax planning techniques, including tax deferral and income splitting, along with strategies to manage year-end tax balancing, specifically using options.
- Tax Minimization for Private Corporations: We assist business owners in navigating federal and provincial tax rules to identify investment savings opportunities within their corporate structures.
- Saving for Retirement: With increasing concerns about retirement funding, this seminar discusses real and perceived retirement planning concerns, sources of retirement income, and detailed action steps required for pursuing retirement goals.
- Insurance Solutions: We explore risk management and liquidity options, reviewing existing insurance products to ensure adequate coverage. Additionally, insurance serves as an effective estate planning tool and a valuable resource for funding children's educational endeavors.
- Financial Guidance for New Immigrants: We provide essential information for newcomers to Canada, helping them navigate financial challenges and opportunities.
- Building a Strong Credit Score: This seminar outlines strategies for establishing and maintaining a robust credit history, crucial for future financial prosperity.
We can also design seminars on any financial topic of interest, after obtaining compliance approval. We regularly share articles from leading publications on relevant wealth management topics with our clients and hold periodic meetings to discuss market developments and investment portfolios. These personal interactions—whether in our office or at your home—strengthen our partnerships through mutual understanding, enabling us to adjust investment strategies to accommodate changing circumstances.
By following these guiding principles, we strive to cultivate enduring partnerships with our clients, delivering integrated and comprehensive advice that supports long-term financial decisions and enhances the potential for financial success.
