We exercise a disciplined investment process to ensure your investments meet both your short-term and long-term goals that we set out in your personalized Financial Plan. We accomplish this by creating a Customized Investment Portfolio that suits you and your family.
Personalized Investment Portfolios
Our team offers personalized investment portfolios based on your individual needs and we provide advice and recommendations on an ongoing basis.
Fixed income: we purchase individual fixed income securities such as bonds & debentures, preferred shares, bank notes, and guaranteed investment certificates (GICs), in order to generate regular income depending on your tax situation.
Equities: CIBC's Investment Strategy Committee is an important part our of our team. This team of experts consists of economists, portfolio strategists, and stock analysts. The Committee continuously provides us with recommendations on individual stocks as well as asset allocation, which includes allocation by sector and geography which we know is vital to risk management in today's truly global economy.
Research: In addition to CIBC's Investment Strategy Committee, we also use many third party research providers such as Credit Suisse, Value Line, & JPMorgan. We do this to ensure we are providing our clients with truly objective and unbiased investment recommendations.
Professional Third Party Investment Managers
We work with institutional investment managers who are typically not accessible to retail investors. We hire managers who make long-term investments (5 years or more) in high quality businesses, which have the ability to grow their business despite the current economic environment. We have examples of these types of investments upon request.
The key here is the managers ability to find these investments at attractive prices and hold them until the market fully recognizes their potential. That is where we believe our managers can add value above and beyond the market index.