[This video uses animation to illustrate spoken content. Three simple stick figures enclosed in a circle appear
with an arrow pointing to money enclosed in a circle. The money is replaced by a shielded dollar sign which
then points to a lock over the letters GIC in a struck-through circle. The struck-through circle flips around to an
image of money in a jar enclosed in a circle.]
Canadian investors who need capital protection but are not willing to lock-up their hard-earned money in a
GIC, often accept a reduced rate of return from a savings account.
[A box with the text “Principal Protected Notes” appears. A shielded dollar sign and upward arrows appear next
to the box.]
These investors are unaware that there are other investment solutions like CIBC Principal Protected Notes that
provide the same capital protection of traditional GICs but with increased return potential.
[A contact card for the case study candidate “Priya” appears. The following information appears on screen in
bullet points.]
Meet Priya. Priya is in her mid-40’s and has been investing for years in order to purchase a house in the near
future.
[A bar graph appears. The bars change in height, representing high-risk investment. The bar graph is then
replaced by three combination locks.]
Although Priya is unhappy with the fixed rates being offered on traditional GICs, she’s not willing to risk what
she’s already earned for her down payment, or lock-up her money for several years.
[A singular bar appears, with a security lock within it. The rectangle then gets taller.]
By investing in a CIBC Principal Protected Note, Priya benefits from 100% principal protection at maturity with
the higher return potential of the stock market.
[The bar transforms into a box labelled “sold” with a house appearing above it.]
Now Priya may reach her goals sooner, with peace of mind along the way.
[The following text appears in bullet points.]
Principal Protected Notes may be suitable for investors like Priya who:
● value 100% principal protection at maturity and
● are looking to potentially earn above market returns relative to fixed-rate GICs and savings accounts
[The CIBC logo appears.]
CIBC Principal Protected Notes.
Increase your return potential, not your risk.