Fee-based investing has become increasingly desirable by investors in recent years, as a growing number of Canadians find these services have many advantages compared to traditional commission-based accounts. Successful investing is more than just a series of transactions. That's why fee-based accounts do not charge transaction fees every time a trade is made. Instead, a monthly or quarterly fee is charged based on the assets in your account. Benefiting from the advice of an investment professional and knowing that someone you trust is looking out for your best interests is the foundation of a fee-based account. This includes investment advice, portfolio construction, rebalancing, keeping you informed and ongoing monitoring - giving you the freedom to focus on what's most important to you.
Fee-based investing comes in many forms and we offer a choice of services to fit different types of investors. Whether you prefer to work closely with your CIBC Wood Gundy Investment Advisor to build and grow your portfolio or leave all the investing decisions to professional investment managers, we have a solution to meet your needs.
Portfolio Partner (PP)
Portfolio Partner is a premium portfolio service that allows us to work closely with eligible clients to implement a tailored investment strategy and manage your portfolio on an ongoing basis. Paying an annual fee (monthly or quarterly), instead of commissions on every transaction, grants you the freedom to pursue your investment strategy without being concerned with individual transaction costs on every trade.
Portfolio Partner offers:
- Professional investment advice
- Monthly or quarterly asset-based fee
- Commission-free trading
- Preferred interest rates on cash balances and margin loans
- No annual administration fee for enrolled, registered accounts
- Tax benefits
- A wide selection of investment options
- Renowned investment, corporate and industry research
- Detailed account statements and online access to account updates
With Portfolio Partner, you can leverage our experience, strategies and advice as we help you achieve diversification and a balanced portfolio specific to your financial goals.
Advisor Managed Accounts (AMA)
The Advisor Managed Account gives you the expertise of a qualified CIBC Wood Gundy Portfolio Manager, personalized service and freedom from day-to-day investing decisions. This investment solution directly connects you to an expert who can manage your portfolio on an ongoing basis. Since our Portfolio Managers are also CIBC Wood Gundy Investment Advisors, this is an individual you either already have a relationship with or one who you will get to know and trust.
The Advisor Managed Account has been designed with the affluent investor in mind, offering exclusive benefits:
- The elimination of telephone calls on every trade relieves you from day-to-day decisions so that you are free to focus on what’s important to you
- Regular meetings keep you in touch with your CIBC Wood Gundy Portfolio Manager, ensuring any life changes are considered while your assets are invested
- Owning the individual securities means that you can work with your CIBC Wood Gundy Portfolio Manager to implement tax-efficient solutions that benefit you and your portfolio
- Advisor Managed Account includes top-quality Quarterly Portfolio reviews, reserved for only our most prestigious services. Receive comprehensive reporting that integrates all you portfolio information into one, easy-to-follow statement
Investment Consulting Services (ICS)
CIBC Wood Gundy Investment Consulting Service ("ICS") is Canada's leading separately managed account ("SMA") program. By combining the objective guidance and monitoring of the Investment Management Research team and the investment expertise of exclusive global investment managers, ICS offers a customizable investment platform that can help achieve your investment objectives. Recommended minimum of $500,000 in Investable Assets to qualify for the service. Learn more.
