Having spent 14 years in the investment business, Geoffrey Pennal has the experience to guide his clients through the myriad of different products and cycles in the investment world.

Geoff's experience and skill have led him to be granted the Portfolio Manager designation. This allows Geoff to manage his client portfolios on a discretionary basis when called for.

Using a comprehensive five-step plan, Geoff positions his clients to achieve their financial goals. Every individual, family, foundation and business has its own needs and constraints. Geoffrey's plan builds an investment strategy tailored to your specific needs.

Geoff uses an advanced, data-oriented portfolio analysis tool to help identify which securities his clients should own, and which ones they should sell. Adhering to this strategy ensures that his clients are invested in companies for fundamentally the right reasons, and that emotion is not part of the decision making process. The by-product of this disciplined approach is performance.

Full accessibility to clients, active communication with clients, professional execution of client orders - these are the cornerstones of Geoff's practice.

Mitchell joined CIBC in 2018 and supports clients through research, reporting and trading. Mitchell’s science background makes him an excellent fit, as he provides a keen perspective for the team’s analysis and portfolio models. His professional history gives him the ability to communicate effectively with clients and service providers. Mitchell has obtained the Chartered Investment Manager (CIM®) designation. He attended the University of Toronto and completed his undergraduate in Molecular Biology. He was born and raised in Mississauga where he currently lives with his wife and two dogs.

Harjeet joined the financial services industry in 1994 and has held various positions in financial planning and investment advice. He uses his knowledge and experience to help Canadian families achieve their financial goals and enjoy peace of mind. Harjeet has a degree from Carlton University in Economics. Harjeet takes an in-depth approach to understand our client’s unique situations and is integral in providing a formal recommendation that optimizes how your financial affairs are structured with emphasis on investment, retirement, estate, and trust planning.  Harjeet lives in Toronto with his wife and 2 children and enjoys golf and cycling in his off time.

Alice joined the Geoffrey Pennal Advisory Group in 2024 after completing the Private Wealth Management Rotational Program. This program provided her with the unique opportunity to experience different roles within CIBC, including Private Banking, National Office, and Wood Gundy. She also has experience working in retail banking at CIBC. Alice completed her Bachelor of Commerce at the University of Toronto in the Rotman Commerce Program, specializing in Finance and Economics. She is currently working towards her Chartered Financial Analyst (CFA) designation. Outside of work Alice enjoys travelling, training for marathons, and volleyball. She also speaks Russian and Ukrainian, and is learning Spanish.