Frank Grisdale
My work as an Investment Advisor is primarily focused on helping people who are either close to retirement, or in retirement along with helping their families.
Our retirement planning process helps clients be confident that they have strategies in place that prepare for the four big risks of retirement:
I work hard to ensure my clients are prepared for all four risks. This is accomplished with two goals always at the top of mind:
Risk management first. Improved returns second. Or put another way: Capital preservation first. Capital growth second.
Nearly all the portfolios that I review of people who are not yet clients are invested in just two asset categories – stocks and bonds. It is my belief that portfolios that can protect capital while generating positive returns must be diversified across more than just stocks and bonds, in order to properly mitigate risk, and improve returns.