Your ambitions deserve unique solutions. We offer customized support and advice that can address all of your financial needs including:
Financial Planning
Your financial plan helps determine your goals and provides you with a road map to achieve them. We have the knowledge and tools necessary to create a plan for you that is dynamic and will change as your priorities do. It gives you the ability to determine your ideal lifestyle before and during retirement. We work with you and your team of professionals to create this plan and ensure you are prepared and comfortable throughout your career and into retirement. We will use our expertise to analyze your plan so that any potential tax liabilities can be mitigated, and any contributions and withdrawals are done in the most tax efficient way.
Personalized Investment Advice
Our team is registered and qualified to provide you with discretionary investment management, which means we have the highest standard of ethical obligations in managing your portfolio. We take care of all of the investment decisions on your behalf, so that we can operate quickly and efficiently and always be on the pulse of the markets. We don’t sell products; we create tailored solutions using the highest quality investments available to Canadian investors. Our team has access to a vast amount of investment options and, using our extensive research and due diligence process, we narrow it down to a list of holdings that is right for you . We consistently strive to ensure our portfolios only contain the best options for you, and not the newest hot investment in the market.
Corporate Investing
There are many things to consider and consider when investing inside of a corporation. We work directly with your accounting team to develop a strategy and make sure that any investments or withdrawals are done tax efficiently. We specialize in working with professionals and private corporations to invest their funds and help them continue to grow their business. Together, we come up with the best solutions for your corporate account from both an investment and tax perspective.
Insurance Planning
We are a fully insurance licensed team and are able to provide you with many different insurance options depending on your stage of life. We offer specific insurance solutions based on your current and future needs, whether that be to cover a potential short-term obligation, to pass on to your heirs, or to offset estate tax liabilities. We are able to provide both personal and corporate insurance options which can be used as a very useful and tax efficient tool. For high-net-worth individuals, insurance can be viewed as an alternative strategy to further increase their family's overall net worth.
Trust and Estate Planning
Having an estate plan in place will ensure a smooth wealth transition to your heirs and offer you and your loved ones peace of mind during difficult times. Our team has extensive experience in dealing with the most complex of estates, which will ensure everything is handled properly and according to your wishes. We advise on issues like minimizing taxes, reducing market risk impact and potential family disputes—now and when your estate is settled. Being an executor can be a very difficult and time-consuming role, so we work closely with our partners at CIBC Trust to offer professional executor services to you.
