Kristine Skinner, CFP®
Senior Wealth Advisor
Kristine Skinner, Wealth Advisor, began her career in the financial services industry in 1999.
Prior to joining CIBC Wood Gundy, Kristine spent four years as a Senior Financial Consultant, and previously 26 years as a Senior Financial Advisor. Throughout her career, Kristine has worked closely with high-net worth clients, and multi-generations of families, providing integrated wealth management strategies, including investment management, retirement planning, risk assessment, tax efficiency, and estate planning. Kristine takes the time to understand each clients’ individual needs, customizing wealth strategies and investment planning solutions to help each client reach their financial goals.
Kristine graduated from Simon Fraser University with a Bachelor of Business Administration in Finance. She has also held the CERTIFIED FINANCIAL PLANNER® designation since 2003.
Away from the office, Kristine enjoys many of the outdoor recreation activities that our beautiful North Shore mountains have to offer. In the winter you will find her on the ski hills, and in the summer months hiking in the trails. When she wants some quiet time, you will find her gardening or lane swimming at a local pool or lake.
Sana Javidan
Administrative Assistant
Sana’s professional path is rooted in discipline, continuous learning, and a deep commitment to excellence. With over five years of experience in the financial services industry and more than a decade in client service, she brings both technical precision and thoughtful care to her role. She holds a Master’s degree in Administrative Science, a foundation that strengthens her structured approach to operations, organization, and client support.
Since entering the financial industry, Sana has worked closely with advisors and internal teams to support investors, individuals, and families at every stage of their financial journey. From onboarding and account openings to transfers and ongoing administrative coordination, she ensures that each detail is handled accurately and efficiently. She understands that behind every account is a personal story, a goal, and a future plan — and she approaches her work with that perspective in mind. Sana believes that strong investment planning is supported by reliability, clarity, and trust. Through consistent communication and meticulous attention to detail, she helps create a seamless experience that allows clients and advisors to focus confidently on long-term financial objectives.
Outside of her professional responsibilities, Sana has a strong appreciation for art, fashion, and music. She enjoys exploring new creative pursuits and values continuous personal growth, reflecting the same curiosity and dedication she brings to her professional life.
Sana is committed to providing thoughtful, organized, and dependable support, helping ensure every client interaction is handled with professionalism and care.
Kristine Skinner, CFP®
Kristine Skinner, Wealth Advisor, began her career in the financial services industry in 1999.
Prior to joining CIBC Wood Gundy, Kristine spent four years as a Senior Financial Consultant, and previously 26 years as a Senior Financial Advisor. Throughout her career, Kristine has worked closely with high-net worth clients, and multi-generations of families, providing integrated wealth management strategies, including investment management, retirement planning, risk assessment, tax efficiency, and estate planning. Kristine takes the time to understand each clients’ individual needs, customizing wealth strategies and investment planning solutions to help each client reach their financial goals.
Kristine graduated from Simon Fraser University with a Bachelor of Business Administration in Finance. She has also held the CERTIFIED FINANCIAL PLANNER® designation since 2003.
Away from the office, Kristine enjoys many of the outdoor recreation activities that our beautiful North Shore mountains have to offer. In the winter you will find her on the ski hills, and in the summer months hiking in the trails. When she wants some quiet time, you will find her gardening or lane swimming at a local pool or lake.
Sana Javidan
Sana’s professional path is rooted in discipline, continuous learning, and a deep commitment to excellence. With over five years of experience in the financial services industry and more than a decade in client service, she brings both technical precision and thoughtful care to her role. She holds a Master’s degree in Administrative Science, a foundation that strengthens her structured approach to operations, organization, and client support.
Since entering the financial industry, Sana has worked closely with advisors and internal teams to support investors, individuals, and families at every stage of their financial journey. From onboarding and account openings to transfers and ongoing administrative coordination, she ensures that each detail is handled accurately and efficiently. She understands that behind every account is a personal story, a goal, and a future plan — and she approaches her work with that perspective in mind. Sana believes that strong investment planning is supported by reliability, clarity, and trust. Through consistent communication and meticulous attention to detail, she helps create a seamless experience that allows clients and advisors to focus confidently on long-term financial objectives.
Outside of her professional responsibilities, Sana has a strong appreciation for art, fashion, and music. She enjoys exploring new creative pursuits and values continuous personal growth, reflecting the same curiosity and dedication she brings to her professional life.
Sana is committed to providing thoughtful, organized, and dependable support, helping ensure every client interaction is handled with professionalism and care.
Our partners
We partner with CIBC experts to help address all of your wealth needs.
Carmen de Guzman, CIWM, PFP, CEA
Senior Private Banking Advisor
As a Senior Private Banking Advisor, I value connection and believe my genuine care and enthusiastic nature cultivates a sense of belonging for my clients. Integrity is important to me and I reflect this with strong ethical standards and transparent interactions that are focused on my client's needs. Emanating warmth, I engage a relatable and empathetic style that nurtures trusted and enduring partnerships. I am highly organized and strive to deliver efficient service that prioritizes responsive and effective communication. Drawing on the expertise of professionals across CIBC Private Wealth, including private and commercial banking, wealth planning, investment management and estate and trust services, we develop a strategic vision that is unique to your family. Using an integrated approach, we collaborate to curate a comprehensive financial plan that is complemented with thoughtful strategies and tailored solutions. In my downtime, I enjoy spending time with family and relish opportunities to read, travel and give back to my community.
Jeremy Ma, CFP, CFA, FMA, TEP
Wealth Strategist
Jeremy has over 15 years of experience, including various roles in banking, wealth management, insurance advisory, and financial planning. He takes an in-depth approach to understand what really matters to you so that a financial plan focusing on your priorities and goals could be created.
In addition to an MBA degree from SFU, Jeremy has attained CFA, CFP, FMA, and TEP designations. As a Wealth Strategist, he provides comprehensive recommendations on retirement planning, tax efficiency, estate & trust planning, and succession planning.
Wilton Lee, BA
Estate Planning Specialist
Wilton employs a comprehensive process to assess your wealth management needs and works closely with you and your professional advisors to develop customized, appropriate and effective solutions. He works to optimize your financial security, increase your net-worth and reduce the impact of taxation. Having previous experience working with business owners and operating his own small business, Wilton understands the unique challenges and requirements of operating a business. He is able to provide innovative and tax-efficient solutions for a variety of wealth management needs, both personal and corporate. Prior to joining Wood Gundy Wilton worked as an Estate Planning Specialist at a large financial institution and before that as an Advanced Case Consultant at one of Canada’s leading life insurers where he established himself as a recognized life insurance specialist.
Lee Berti, BA
Senior Trust and Estate Consultant
With over 25 years of experience in the trust industry, Lee works with CIBC Wood Gundy Investment Advisors to provide estate planning solutions for clients requiring professional Power of Attorney, Executor and Trustee services. CIBC Trust also offers assistance to those appointed as an attorney, executor or trustee. The CIBC Trust team of specialists have the tax, investment, estate law and administrative expertise to professionally administer powers of attorney, estates and trusts with discretion and sensitivity.
Jamie Golombek, CPA, CA, CFP®, CLU, TEP, FCPA
Managing Director Tax and Estate Planning
As CIBC’s tax expert, Jamie supports CIBC Wood Gundy investment advisors in delivering integrated financial planning and advisory solutions to our high-net-worth clients. Jamie is quoted frequently in the national media and writes a weekly National Post column called Tax Expert.
Carmen de Guzman, CIWM, PFP, CEA
As a Senior Private Banking Advisor, I value connection and believe my genuine care and enthusiastic nature cultivates a sense of belonging for my clients. Integrity is important to me and I reflect this with strong ethical standards and transparent interactions that are focused on my client's needs. Emanating warmth, I engage a relatable and empathetic style that nurtures trusted and enduring partnerships. I am highly organized and strive to deliver efficient service that prioritizes responsive and effective communication. Drawing on the expertise of professionals across CIBC Private Wealth, including private and commercial banking, wealth planning, investment management and estate and trust services, we develop a strategic vision that is unique to your family. Using an integrated approach, we collaborate to curate a comprehensive financial plan that is complemented with thoughtful strategies and tailored solutions. In my downtime, I enjoy spending time with family and relish opportunities to read, travel and give back to my community.
Jeremy Ma, CFP, CFA, FMA, TEP
Jeremy has over 15 years of experience, including various roles in banking, wealth management, insurance advisory, and financial planning. He takes an in-depth approach to understand what really matters to you so that a financial plan focusing on your priorities and goals could be created.
In addition to an MBA degree from SFU, Jeremy has attained CFA, CFP, FMA, and TEP designations. As a Wealth Strategist, he provides comprehensive recommendations on retirement planning, tax efficiency, estate & trust planning, and succession planning.
Wilton Lee, BA
Wilton employs a comprehensive process to assess your wealth management needs and works closely with you and your professional advisors to develop customized, appropriate and effective solutions. He works to optimize your financial security, increase your net-worth and reduce the impact of taxation. Having previous experience working with business owners and operating his own small business, Wilton understands the unique challenges and requirements of operating a business. He is able to provide innovative and tax-efficient solutions for a variety of wealth management needs, both personal and corporate. Prior to joining Wood Gundy Wilton worked as an Estate Planning Specialist at a large financial institution and before that as an Advanced Case Consultant at one of Canada’s leading life insurers where he established himself as a recognized life insurance specialist.
Lee Berti, BA
With over 25 years of experience in the trust industry, Lee works with CIBC Wood Gundy Investment Advisors to provide estate planning solutions for clients requiring professional Power of Attorney, Executor and Trustee services. CIBC Trust also offers assistance to those appointed as an attorney, executor or trustee. The CIBC Trust team of specialists have the tax, investment, estate law and administrative expertise to professionally administer powers of attorney, estates and trusts with discretion and sensitivity.
Jamie Golombek, CPA, CA, CFP®, CLU, TEP, FCPA
As CIBC’s tax expert, Jamie supports CIBC Wood Gundy investment advisors in delivering integrated financial planning and advisory solutions to our high-net-worth clients. Jamie is quoted frequently in the national media and writes a weekly National Post column called Tax Expert.