Estate Planning

• Perform full analysis of insurance coverage to determine appropriateness of cost and coverage.
• Illustrate strategies to create wealth and enhance estate size and efficiency.
• Utilize insurance to pay future taxes as efficiently as possible.

In-Depth Financial Planning

• Evaluate where you are today and where you would like to be in the future. The plan will help bridge any existing gap.
• Ensure you take only necessary risk to accomplish your goals.
• Determine the actual dollar amount required by the day you retire in order to live a comfortable retirement on your terms.
• Analyze your optimal balance between investing, debt reduction and saving for other goals that are important to you and your family.

Tax-Efficient Investment Strategies

• Ensure your affairs are set up as efficiently as possible from a strategic tax planning standpoint—giving you the ability to take less risk in your investment portfolio.
• Appropriate tax planning may allow you to “pick up” some extra returns in all stock market cycles: up down, and sideways.
• Effective use of income splitting strategies where appropriate (family trusts or spousal loans).