[Inspiring music]

[CIBC logo]

[CIBC Private Wealth Wood Gundy]

[CIBC Miracle Day
Impacting children’s lives since 1984]

[A group of three children in wheelchairs sitting at a table writing and drawing with markers and crayons on cutouts of oversized white puzzle pieces. A young child looking down intently at something they’re working on. A young child smiling and holding up a large white puzzle piece with “Thank you” written on it. A child writing “Thank you for helping” on a large white puzzle piece.]

[Floyd H. Harris
Senior Wealth Advisor
CIBC Wood Gundy]

Floyd: I would describe Miracle Day as magical. Being able to see what we as CIBC employees and just human beings can do to help others.

[Sean Messing
Senior Wealth Advisor, Senior Portfolio Manager
Messing Ross Advisory Group
CIBC Wood Gundy]

Sean: It is a day that I look forward to all year long. It's a long-standing tradition where our clients, my colleagues and our charities all get together and have a whole lot of fun with one common goal.

[A photo of a large group of adults and children in a meeting room decorated with balloons and Christmas decorations. A portrait photo of a large group of adults and children, many wearing red Miracle Day t-shirts, gathered in an office lobby. A portrait photo of several adults and a child holding a large novelty cheque for $1,000,000 with the words: “Un Million Fondation CIBC”. A portrait photo of several adults, a child with medical equipment beside them, and a bear mascot. A photo of two parents with their two young children, placing a star-shaped paper onto a red wall with the CIBC logo.]

And that goal is raising as much money for kids and kids’ charities in our community as we can.

[A screenshot with the words “The Market Is Open”, an array of squares showing adults clapping and smiling, charts of markets and the prices of several stock indices. A large, busy office space with gold novelty balloons spelling out “CIBC Miracle Day”. Two speakers standing at a podium in an office. A group of adults, many wearing red CIBC t-shirts, posing for a photo while holding a sign that reads: “CIBC Miracle Day”]

[Ross Ferrier
Investment Advisor, Branch Manager
Commerce Valley Financial Group
CIBC Wood Gundy]

Ross: Miracle Day is a great annual reminder of just how grateful we should be and how much we can do in the community with our shared resources to make other people's lives better.

[A large screen hanging on a wall showing the CIBC logo, “Miracle Day”, and “The Market Opens In” with a clock counting down. A group of five adults posing at a large podium with their arms stretched out and pressing on a green box; the podium shows the CIBC logo and reads “Miracle Day”. A similar shot of a group of four adults posing at the same podium. A shot of a young girl smiling, posing at the podium. A shot of a large group of adults, two children and two babies posing at the podium. A close-up of the previous shot, focusing on a father and his young son.]

[Fred Guzzi
Senior Wealth Advisor, Senior Portfolio Manager
Guzzi Wealth Advisory Group
CIBC Wood Gundy]

Fred: The spirit of giving has always been part of the culture of our bank. When I started at CIBC 25 years ago, it was one of the first charities that I participated in, so it always had a special place in my heart.

[A wall made up of large white puzzle piece; the middle of the wall reads: “CIBC Miracle Day – 35 Years Of Helping Kids Rise Above”. A person carrying a large white puzzle piece on which a child has written: “Thanks for my tennis lessons!”. A large white puzzle piece on which is written: “Thank you for paying for my medicine.” A young adult in a wheelchair on a podium addressing a crowd; behind them are two walls showing the large puzzle pieces that have already appeared throughout the video.]

[Doug Wright
Senior Wealth Advisor, Portfolio Manager
The Wright Financial Group
CIBC Wood Gundy]

Doug: The charities that benefit from Miracle Day are able to give hope to a lot of the families that benefit from it.

[An office boardroom with a large crowd of people, with a middle-aged adult addressing the room as they read from notes. A close-up of the middle-aged adult from the previous shot, reading to the room. A close-up of two babies being held by their mother, looking towards the camera. A wider angle of the previous shot, with the mother clapping.]

Doug: You know, we saw some families today, we met some families today that are such an inspiration to all of us.

[Floating balloons with “CIBC Miracle Day” written on them. An office lobby area filled with people applauding. A large group of adults and a baby; one of the adults is ringing a hand bell while holding the baby’s hand to it. A group of adults in an office, most of them wearing red Miracle Day t-shirts, smiling and posing for a camera. A group of five kids wearing hockey jerseys and a couple of adults standing behind them, smiling and posing for the camera.]

[Lois Smith
Senior Wealth Advisor
Smith Falconer Group
CIBC Wood Gundy]

Lois: It’s always been really important in our branch. We love telling our clients about it. We love giving back to the community where we work and encouraging others to do the same.

[Bryan Baker
Senior Wealth Advisor, Portfolio Manager
Branch Manager
CIBC Wood Gundy]

Bryan: We have the opportunity to give back to so many children and youth in this society that are in need.

[In an office space filled with people, an adult shakes hands enthusiastically with a young child. A young child in a wheelchair holding a large white puzzle piece, on which is written “Thank you!”. A young child in a wheelchair with their older brother, holding a large white puzzle piece on which is written “Thanks for helping us paint!”. A smiling adult and child in an office space. An adult holding two children in his arms, in front of a green screen with balloons behind them, all of them posing and smiling. A young child in a wheelchair holding a large white puzzle piece on which is written “Thank you for your support”.]

It makes me proud. It makes me feel good to be a big part of CIBC and to serve our greater communities.

[Since 1984, CIBC Miracle Day has donated over $266 million to children’s charities.

In 2022 alone, CIBC Wood Gundy and our clients donated over $4 million!

Talk to you advisor to learn how you can get involved.]

[CIBC logo]

[CIBC Private Wealth Wood Gundy]

[CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries, including CIBC Wood Gundy, a division of CIBC World Markets Inc.

The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license. “Wood Gundy” is a registered trademark of CIBC World Markets Inc.]