The Pension Descension: Why the Guarantee is Gone

Jordan DeFazio

July 16, 2025

With only 40% of private-sector workers still in defined benefit (DB) plans, most Canadians can no longer rely on the promise of predictable retirement income. The shift to defined contribution (DC) p...

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Your U.S. Dreamhome Could Turn Into a Retirement Nightmare

Jordan DeFazio

June 18, 2025

If you own any U.S. property, Trump’s new “One Big, Beautiful” could cost you big time. Why? It could affect your returns or inflate your selling costs.

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Family Conversations and Retirement Planning in Canada

PKAG Team

June 13, 2025

Unspoken expectations about inheritance, caregiving, and estate plans can quietly derail retirement. Here's how to start the family conversation before a crisis hits.

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Is a Mortgage-Free Retirement Still Possible in 2025? What Canadians Need to Know.

Jordan DeFazio

June 03, 2025

Rising rates and housing debt have changed retirement planning. Here's what a mortgage-free retirement looks like for Canadians in 2025.

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Proposed U.S. Tax Changes Could Hit Canadian Investors Hard - Especially in Retirement

Jeremy Schrader

May 28, 2025

Potential changes to U.S. tax policy should be raising some serious red flags for Canadian investors. While nothing is law yet, the implications for retirement income could be severe.

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Concerned retirement couple, finance debt and anxiety in financial planning

Why Interest Rate Cuts Might Not Be Good News in Retirement

Jeremy Schrader

May 20, 2025

When banks cut interest rates, it’s usually thought of as positive economic news. It can be used to stimulate the economy, but if you’re in or near retirement a rate cut could quietly erode your finan...

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