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 CIBC Private Wealth, Wood Gundy  CIBC Private Wealth, Wood Gundy

Punshon Fleming Abdullah Financial

  • How We Can Help
  • Navigating Your Wealth
  • Who We Are
    • Your Wealth Management Team
    • Our Investment Philosophy
    • Our Personalized Approach
  • Structured Notes
  • Our Community
    • Client Comments
    • Giving Back
  • Contact us

Our Investment Philosophy

Address 1801 Hamilton Street Suite 420 Regina SK, S4P 4B4
Telephone Number (306) 757-4027
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Our Investment Philosophy

 

 

Quality, Diversification, and Time are three major components of a successful investment strategy and are at the core of our investment philosophy. These elements are crucial for creating strategies that help increase your wealth, provide you with peace of mind, and reduce the impact of market fluctuations on your portfolio.

 

 

Quality Investments Picture of market chart with arrow going up

Invest in companies that have evidence of a successful track record

Quality Image
  • Large-cap equities tend to provide a return that has less volatility than small-cap equities
  • To achieve higher returns, an investor may want to adjust the risk within their portfolio, if suitable based on their overall objectives
  • Active professional investment management can potentially reduce portfolio and market risk through a process of due diligence for security selection and asset allocation
  • Professional investment management may enhance a portfolio relative to benchmarks
  • It is paramount that an investor understands and exercises a disciplined investment philosophy
 

Investment Diversification Pie Chart

Limit portfolio risk by diversifying through various industry sectors, capitalizations, countries, and investment styles

Quality Image
  • Asset mix is one of the most important factor in determining the long-term performance of a portfolio
  • Risk can potentially be reduced by diversifying across asset classes
  • There are many investment styles (i.e. Value, Growth, Income, GARP, Momentum, etc.) and research (i.e. Technical, Fundamental, and Quantitative) that can contribute to portfolio performance; generally, no one investment style or research method consistently outperforms the other
  • Foreign equities can potentially enhance the returns of a portfolio and reduce the volatility of a portfolio in the long-term
  • Over the long-term, currency movements may not have a significant impact on a portfolio and therefore currency hedges require review as to the benefit
  • Other asset classes such as private equity, real estate, hedge funds, and infrastructure, may have a place in meeting an investor's investment objectives, but only after a proper suitability assessment and due diligence has been completed.
 

Time Hourglass

Align your investments with your personal time horizons and goals

Quality Image
  • In the long-term equities tend to outperform bonds
  • Short-term (daily/weekly) tactical asset shifts, tend not to add value over the long-term
  • Medium/long-term (quarterly/annually) tactical asset shifts can potentially add value over the long-term
  • Moving forward, it is important to be aware of Environmental, Social, and Governance (ESG) factors and how they impact portfolio returns
  • Understanding your cash flow requirements will determine the time horizon of each investment and the overall portfolio
 

Click here to see how our personalized approach can help you

 

 
 
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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.