The financial industry talks about the financial aspects of retirement, and rightly so. But what makes for a truly great retirement, are you twice as happy with $5m versus $2.5m? What about the non-financial aspects?

Here is what we have learned from our retired clients that seem to be really enjoying their retirement. Call this a micro sample poll.

Here is the top 10!

1. They had purpose, structure, and community when they worked and they have found a way to recreate that in their retired life, people need routine and to do something that they find worthwhile and meaningful even in retirement.
2. They are involved with and in things that they love: family, charities, hobbies, sports, etc.
3. They invest their time, talents and energy into their passions.
4. They live within their means and as a result experience little, if any, financial stress. 
5. They have a glass half full attitude about life and they don't worry about the small stuff - this too shall pass is their mantra.
6. They have little or no debt and understand that the "borrower is a slave to the lender".
7. They understand that more money does not necessarily equal greater happiness.
8. They value and invest in relationships.
9. They keep flexing their "mental" muscle by continuing to learn new things like languages, hobbies, abilities, etc.
10.  They are thankful, don't sweat the small stuff, and realize that we are here for only a flicker.

Have a great week!

Randy, Ian, and the team at R&R Investment Partners