The Julé Bespoke Wealth Advisory Group specializes in supporting the distinct financial needs of high-net-worth entrepreneurs and business owners across Canada. Our advisors bring deep expertise in business management, wealth preservation, and succession planning, delivering tailored strategies to help you grow, protect, and transition your wealth.

We work collaboratively with your tax advisors, your legal advisors, and our CIBC partners- to guide you throughout every stage of the process. This integrated approach ensures that your financial strategies are and aligned with your personal and business objectives.

Solutions Tailored to Your Entrepreneurial Stage

For Emerging Entrepreneurs & Growing Businesses

• Business Structure Optimization: Professional guidance on incorporation, partnerships, and ownership models to maximize tax efficiency and protect your interests.
• Debt Financing & Solutions: Customized approaches to managing business loans, lines of credit, and expansion financing.
• Cash Flow Planning: Detailed analysis to balance reinvestment, debt repayment, and personal wealth building.
• Banking Solutions: Access banking products and services tailored to the needs of entrepreneurs and business owners.

For Established Business Owners

• Tax Planning: With the guidance of your tax team, we can minimize tax liabilities with advanced strategies, including income splitting, capital gains exemptions, and maximizing deductions.
• Asset & Wealth Protection: Structuring assets and insurance solutions to defend your business and personal wealth from unforeseen risks.
• Investment Diversification: Expand your portfolio beyond your business with sophisticated investment and real estate opportunities.
• Family Education & Succession: Plan for your children’s education with RESP solutions and design succession plans for seamless generational transitions.
• Retirement Preparation: Set clear retirement goals and develop actionable plans for financial independence.

Preparing for Business Transition & Succession

• Succession Planning: Personalized strategies for transferring business ownership, whether to family, key employees, or third parties, assist with continuity and value preservation.
• Estate Planning: Comprehensive reviews and updates of Wills, Powers of Attorney, and trusts to safeguard your legacy.
• Tax-Efficient Exit Strategies: With the guidance of your tax team, we can assist with the liquidation of business assets, utilizing lifetime capital gains exemptions, and minimizing tax on transition.
• Portfolio Restructuring: Adjust investments to focus on income generation and retirement security.

Enjoying Retirement & Legacy Planning

• Retirement Income Management: Tax-efficient withdrawal strategies and optimal timing of government benefits.
• Estate & Legacy Planning: Support for grandchildren and philanthropic giving to causes that matter to you.
• Annual Financial Reviews: Regular check-ups to keep your plans aligned with evolving goals.
• Real Estate & Asset Downsizing: Assistance in simplifying holdings while maximizing value.
• Philanthropy & Community Impact: Plan and execute meaningful contributions to your community and industry.