OUR TEAM
Richard Smith, CIM, RIAC
Senior Wealth Strategist
Portfolio Manager
For almost 20 years, Richard has been partnering with clients to provide sophisticated investment advice in the areas of portfolio construction, wealth preservation and estate planning. His pension plan approach, investment philosophy and extensive research enable Richard to develop comprehensive financial plans to help his clients achieve their long and short-term goals, covering the investment, insurance, tax and estate planning aspects of each of their individual situations.
Richard forms enduring relationships with clients by virtue of his excellent technical knowledge and 'clients come first' philosophy. "Our clients stay with us and refer people because they know we are experts. We put clients' needs first, give good advice and work very hard for them," says Richard. "Trust, integrity and reliability are at the core of all our client relationships. We listen to what they need, develop the right solutions for them and regularly review their plans. We help give them peace of mind so they can sleep well at night knowing their financial affairs are in good hands."
Richard is a devoted family man and as a former national team gymnast, spends a lot of his time coaching his two daughters' multiple sports teams. His hobbies include skiing, squash, baseball, golf and playing drums.
Richard Smith, CIM, RIAC
For almost 20 years, Richard has been partnering with clients to provide sophisticated investment advice in the areas of portfolio construction, wealth preservation and estate planning. His pension plan approach, investment philosophy and extensive research enable Richard to develop comprehensive financial plans to help his clients achieve their long and short-term goals, covering the investment, insurance, tax and estate planning aspects of each of their individual situations.
Richard forms enduring relationships with clients by virtue of his excellent technical knowledge and 'clients come first' philosophy. "Our clients stay with us and refer people because they know we are experts. We put clients' needs first, give good advice and work very hard for them," says Richard. "Trust, integrity and reliability are at the core of all our client relationships. We listen to what they need, develop the right solutions for them and regularly review their plans. We help give them peace of mind so they can sleep well at night knowing their financial affairs are in good hands."
Richard is a devoted family man and as a former national team gymnast, spends a lot of his time coaching his two daughters' multiple sports teams. His hobbies include skiing, squash, baseball, golf and playing drums.
Our partners
We partner with CIBC experts to help address all of your wealth needs.
Jamie Golombek, CPA, CA, CFP®, CLU, TEP, FCPA
Managing Director Tax and Estate Planning
As CIBC’s tax expert, Jamie supports CIBC Wood Gundy investment advisors in delivering integrated financial planning and advisory solutions to our high-net-worth clients. Jamie is quoted frequently in the national media and writes a weekly National Post column called Tax Expert.
Aram Agopian, TEP, CLU, CHS, EPC, FMA, FCSI
Estate Planning Specialist
With over 20 years of experience in the life insurance industry, Aram works with affluent families, business owners and executives to create tax efficient insurance based strategies that build and safeguard wealth. Insurance planning with both personal or corporate wealth is tailored to each client with the end goal of providing certainty that enhances the lives of clients, their families and businesses.
Aram strongly believes best results are achieved through a holistic team approach. He will work collaboratively with other trusted advisors ensuring wealth is sheltered for both future generations and philanthropic aspirations.
Aram is fully committed to his profession and views continuing education as vital. He has earned several industry designations, including the Trust and Estate Practitioner (TEP), Certified Financial Planner (CFP), Financial Management Advisor (FMA), Certified Health Insurance Specialist (CHS) and Chartered Life Underwriter (CLU) designations. It is his knowledge, experience and high ethical standards that allows him to add value and educate each client.
Jamie Golombek, CPA, CA, CFP®, CLU, TEP, FCPA
As CIBC’s tax expert, Jamie supports CIBC Wood Gundy investment advisors in delivering integrated financial planning and advisory solutions to our high-net-worth clients. Jamie is quoted frequently in the national media and writes a weekly National Post column called Tax Expert.
Aram Agopian, TEP, CLU, CHS, EPC, FMA, FCSI
With over 20 years of experience in the life insurance industry, Aram works with affluent families, business owners and executives to create tax efficient insurance based strategies that build and safeguard wealth. Insurance planning with both personal or corporate wealth is tailored to each client with the end goal of providing certainty that enhances the lives of clients, their families and businesses.
Aram strongly believes best results are achieved through a holistic team approach. He will work collaboratively with other trusted advisors ensuring wealth is sheltered for both future generations and philanthropic aspirations.
Aram is fully committed to his profession and views continuing education as vital. He has earned several industry designations, including the Trust and Estate Practitioner (TEP), Certified Financial Planner (CFP), Financial Management Advisor (FMA), Certified Health Insurance Specialist (CHS) and Chartered Life Underwriter (CLU) designations. It is his knowledge, experience and high ethical standards that allows him to add value and educate each client.